Where is the contract under the online loan?

The online loan company asked me to sign a contract to lend money. Can you believe it? Is it true or not? I'm afraid of being cheated.

The formal platform can still be trusted. You must read the contract and then sign the screenshot. If there is no repayment after signing the contract, remember to keep the running information of the bank card, and then log in to the APP to see if you want to repay. If you do, you can go to the police station. In other words, they cheat.

What if the online loan has written a contract and has not received the money?

If you write a contract and don't receive the money, the contract is a piece of waste paper.

The signing of the contract is only the first step in the transaction. There are still many uncertainties about whether the contract can be fulfilled. Not to mention the online lending platform, even financial institutions such as regular banks may not be able to lend money after signing a loan contract. The reason is that the loan is not approved, or the policy changes after the loan is approved, so it is impossible to lend money according to the new policy.

What should I do about this topic?

Contact the online lending platform to find out the reasons, whether there are obstacles in loan issuance, whether it is a policy reason or a personal reason. If you need supplementary information and documents, please provide them to him. If you ask the borrower to pay back the money, what credit, deposit, integrity, guarantee fee, etc. Will be ignored.

Anyone who needs to hand in the line before the next paragraph is mostly a liar.

In addition, it is a liar to say that freezing an account in the name of filling in a wrong bank card requires a thawing fee, or that the borrower fails to operate according to the requirements, resulting in a breach of contract and must pay for it.

It is suggested that you should not solve the financial problem through online loans unless you have to. There is a simple reason. The interest on online loans is high, the amount is small, and the collection method is not standardized. If you didn't do it well, you didn't lend the money and you were cheated. Even if the online loan is successful, even if it has never been overdue, the online loan record in the personal credit report will have a certain negative impact, which will have a negative impact on future applications for car loans, mortgages and credit cards.

As the saying goes, a loan into the network is as deep as the sea, and since then, relatives have become passers-by.

If there is a need for funds, give priority to people close to you for help, and then turn around by credit card. If not, apply for a loan from the bank. At present, there are many informal online lending platforms in the world, and there are more personnel agencies that cheat in the name of online lending. Deception is endless, and it is hard to prevent it. Everyone must be more careful.

I applied for several online loans and succeeded in one. I don't know which one. How can I know?

Just check the credit information.

The query method is as follows:

1. Go to the home page and click on the Internet personal credit service platform.

2. Click Login after entering, fill in the login name and password, and click Login.

3. carry out certification. Users can obtain verification results in real time by selecting bank card, digital certificate or mobile financial IC card verification method; Select the question verification method. 24 hours after the application is submitted, the review result will be received by SMS. If the identity authentication fails for many times, you can use other authentication methods or check the credit report at the local people's bank branch.

4. Submit the inquiry application. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report. Personal credit information prompt prompts registered users whether they have overdue records in the last five years in the personal credit information system; Personal credit information summary shows the personal credit status summary of registered users, including the summary information of credit records, public records and inquiry records; Personal credit report shows the basic situation of personal credit information for registered users, including the detailed information of credit records, some public records and inquiry records.

5. Get the query results. After the credit product is processed (usually the day after the inquiry application is successfully submitted), the platform will send a short message containing the identity verification code to the user. Users can log in to the platform to query the results with the ID verification code within 7 days after receiving the ID verification code.

How to check whether there is a withholding agreement on the online loan platform?

If it is a signed and compliant electronic contract, you can check it in the personal center of the online loan platform. If you still can't find it, you can also log in to official website of the electronic contractor for authorization.