Which is better for Everbright Credit Card?

What kind of card is the best for Everbright Credit Card?

1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.

2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

What are the credit cards of China Everbright Bank-Puka, Gold and Platinum?

The credit card limit of China Everbright Bank is as follows:

1, Puka:

The general card limit of China Everbright Bank is around 1 10,000 yuan to 50,000 yuan. It is the lowest-ranking card in China Everbright Credit Card, and its card face is colorful. If it is the first time to apply for a credit card, you can apply for an ordinary card, which will generally be easier to pass. The annual fee of Puka can be reduced or exempted by the number of swipes and the amount of consumption.

2. Gold card:

Everbright Bank's gold card quota is generally around 30,000 yuan to 50,000 yuan. The main color of the card surface is mostly golden yellow, and the approval is stricter than that of ordinary cards. Generally, the annual fee can be reduced by the number of credit card swipes and the amount of consumption.

3. Platinum card:

The amount of platinum card of China Everbright Bank generally ranges from 50,000 to 5 million. Platinum cards are mostly silver-white with letters such as "P" or "Platinum" to distinguish them from ordinary cards. Platinum card is the most rigorous credit card, and it is inevitable to pay an annual fee under normal circumstances. The special services of Platinum Credit Card in China are generally concentrated in special line customer service telephone, golf, airport VIP, free physical examination, high insurance and emergency support services.

How to inquire about the credit card gold card quota of China Everbright Bank?

1, customer service query

Call Everbright's 24-hour customer service hotline 95595 and listen to the instructions to check the credit card limit;

2, SMS query

Use a credit card to reserve a mobile phone number, and send the last four digits of SMS limit # to 95595 to inquire about the current available limit;

3. Online inquiry

Log in to the homepage of China Everbright Bank Credit Card Center, click on Credit Card Online Banking, select Online Banking, then log in to the account password of the relevant credit card and enter my account to find the credit limit of the card;

4. Bill inquiry

Cardholders can check your credit card limit on each credit card statement issued by China Everbright Bank;

5, mobile phone client query

Scan the QR code of the website of Everbright Bank and download the mobile card space of the exclusive mobile phone client of Everbright Credit Card; After the installation is completed, open the login dynamic card space and click to enter the self-help bar; Select card service function; You can check your current credit limit by checking your account.

References:

China everbright bank official website-credit card

Is the credit card limit of Everbright high?

Everbright Bank has a high credit card quota, mainly depending on the applicant's personal qualifications and the credit card level applied for. Generally, the credit cards of China Everbright Bank are divided into ordinary cards, gold cards and platinum cards. Different grades of cards can apply for different credit lines. For example:

1. The credit card of China Everbright Bank is between 3000 yuan and 10000 yuan.

2. The credit card gold card amount of China Everbright Bank is between1-50,000.

III. The general minimum amount of the Platinum Card of China Everbright Bank Credit Card is 50,000 yuan. The better the qualifications of applicants, the higher the number of places.

China Everbright Bank is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council. Founded in August, 1992, headquartered in Beijing, is a subsidiary of China Everbright Group.

It was listed on the Shanghai Stock Exchange in August 20 10 and on the China Stock Exchange in February 20 13. It mainly provides commercial banking products and services to customers, and has won the "Best Electronic Banking Award of the Year" and "Best Customer Experience Award".

20021year1October 28th, the report for the third quarter of 20021disclosed by China Everbright Bank showed that in the first three quarters, the bank achieved operating income of1167.8 billion yuan, up by 9.3% year-on-year. The net profit attributable to shareholders of the Bank was 35.085 billion yuan, a year-on-year increase of 65.438+08.48%. In terms of income composition, in the first three quarters, Everbright Bank realized a net interest income of 83.994 billion yuan, a year-on-year increase of 2.17%; The net fee and commission income was 265.438+72.6 million yuan, up 65.438+0.0 16% year-on-year. By the end of September, the total assets of China Everbright Bank were 5.69 trillion yuan, up 5.9% from the end of last year, of which the total loans were 3.29 trillion yuan, up 9.2% from the end of last year. The balance of deposits was 36 1 trillion yuan, an increase of 3.8% over the end of last year.

China Everbright Bank was established in August, 1992. It is a national joint-stock commercial bank established by the People's Bank of China with the approval of the State Council, with its headquarters in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13.

By June 30th, 2020, China Everbright Bank had set up 1.29 branches all over the country, realizing the full coverage of the provincial administrative regional service network, and its outlets radiated to 1.47 economic center cities all over the country. Focusing on wealth management strategy, Everbright Financial Co., Ltd. was officially listed and became the first financial subsidiary of joint-stock commercial bank in China.

Follow closely the "Belt and Road Initiative" and accelerate the international layout. Hong Kong Branch, Guangyin International Branch, Seoul Branch, Guangyin Europe Branch, Luxemburg Branch and Sydney Branch opened successively. The application for setting up a Tokyo representative office has been approved by domestic and foreign regulatory authorities, and preparations are under way; Social responsibility has become increasingly prominent, supporting the "mother's water cellar" public welfare activities for many years, which has had a great impact on society; In the "Top Global Banks 1000" list in 2020, China Everbright Bank ranked 35th and 28th in the "Top 500 Global Banks in Brand Value" list.

What is the credit card limit of Everbright Netease co-branded Titanium? The maximum amount is80,000 yuan!

Friends who have done credit cards know that the credit card amount is related to the level of the card, and of course it mainly depends on the qualifications of the applicant. Some netizens saw that Everbright Bank and Netease had another titanium joint credit card, and they wanted to know what level this card was and how much credit they could get. Let's introduce the credit of Everbright Netease Titanium Co-branded Credit Card.

What is the credit card quota of China Everbright Netease Co-branded Titanium?

The credit cards of Everbright Bank can be divided into ordinary cards, gold cards, titanium cards, platinum cards, diamond cards and unlimited cards according to the card grades, while Everbright Netease co-branded titanium credit cards as titanium cards, and the card grades are between gold cards and platinum cards. If the credit limit is distinguished from the card level, titanium card is higher than gold card and lower than platinum card.

As for the specific amount,

According to the initial credit line rules of China Everbright Bank, the credit line of titanium card is below RMB 50,000 (inclusive), but the maximum adjustment limit of fixed credit line is RMB 80,000.

In other words, if the applicant's credit status is quite good, he can also be granted a credit card with a quota of more than 50,000 yuan.

Of course, the credit line mentioned here refers to the credit line, that is, the credit line granted by the bank after comprehensive evaluation based on the information submitted by the applicant. Credit cards can not only overdraw consumption, but also withdraw cash. This kind of cash withdrawal is limited by the amount: in the case of normal credit card status, the cash withdrawal amount = 50% of the credit limit+excess deposit in the credit card account.

In addition, the credit card withdrawal amount is limited according to the withdrawal channel, which is divided into two situations:

1. Cash withdrawal from overseas non-unionpay channels: single cash withdrawal with daily accumulative amount not exceeding 1000 USD or its equivalent, monthly accumulative amount not exceeding 5,000 USD or its equivalent, and semi-annual accumulative amount not exceeding 10000 USD or its equivalent;

2. Cash withdrawal through overseas UnionPay channels: the single cash withdrawal amount shall not exceed RMB 3,000 or its equivalent, and the daily cumulative amount shall not exceed RMB 10000 or its equivalent, and the cumulative amount of each card year shall not exceed RMB 654,380+10,000.

The above is the related introduction of "How much is the credit card limit of China Everbright Netease Co., Ltd.", and I hope it will help everyone. In short, the credit limit of Everbright Netease Titanium Credit Card ultimately depends on the qualifications of the applicant. Good qualification, high credit card approval amount, high cash withdrawal amount. If the card approval amount is too low, don't cancel the card. It is suggested that you can apply for an increase after half a year.

Is the Sunshine Yiren Titanium Credit Card of China Everbright Bank high?

The initial credit line of Sunshine Yiren Titanium Credit Card of China Everbright Bank is RMB 20,000-50,000.

The specific credit line of China Everbright Bank is as follows:

The initial credit card limit of China Everbright Bank is less than RMB 50,000 (inclusive).

The initial limit of Sunshine Yiren Titanium Gold Card is RMB 20,000-50,000 (inclusive).

The initial limit of platinum card is RMB 30,000-300,000 (inclusive).

The initial limit of unlimited cards is RMB 300,000-990,000 (inclusive).

(The final credit line needs comprehensive examination and approval according to individual circumstances. )

Extended content:

When applying for a credit card, you need to provide materials that can prove the applicant's repayment ability. These materials generally include: work certificate, salary card running water, photo badge, work service contract, business license of self-employed owner and corresponding running water, deposit certificate, credit card of other banks, real estate license, vehicle driving license, etc. The more detailed the materials provided when applying, the higher the amount may be; Before applying for withdrawal, try to spend by credit card and repay on time, so that the bank can see the cardholder's consumption demand and repayment ability.

This is the end of the introduction about which credit card of China Everbright has a high credit limit and which credit card of China Everbright is good. I wonder if you found the information you need from it?