What does unionpay card mean to pay without card?

According to Xicai.com, this word means that you can pay without a card.

UnionPay card payment without card refers to mobile phone payment or Internet payment, which can be paid without card. There is no need to open online banking, and the cardholder can complete the payment method of internet payment by using the payment verification elements and combining the security certification of UnionPay. A single card is 20,000 yuan, and a single card is 50,000 yuan per day, which is the same as the current clearing cycle and handling fee deduction rate.

Take a debit card as an example. The transaction process is as follows:

1. Enter the card number and password.

2. Cardholder interaction.

3. Get the SMS verification code.

4. Enter the SMS verification code.

5. Payment was successful.