Joke Collection Website - Blessing messages - Once the electricity fee is owed to 30 yuan, will it be recorded in the credit report?
Once the electricity fee is owed to 30 yuan, will it be recorded in the credit report?
The normal payment time of electricity fee is 0-25 of 165438+ per month. If the user fails to pay the bill on time, the staff of the power supply department will inform the customer of the electricity consumption by means of text messages, telephone calls, posting electricity bill reminders, etc., and remind the payment time, but some residents still fail to pay the bill on time.
The State Grid Shanxi Electric Power Company will register the resident customers who have paid many times and overdue their electricity bills for three times or more, and report their dishonesty to the credit information service platform system of the People's Bank of China. The record of dishonesty will become an important reference for joint punishment of financial institutions, which will directly affect users' credit rating, loans and other activities.
Extended Information Guangdong Power Grid Corporation and the Credit Information Center of the People's Bank of China signed the Commercial Credit Information Cooperation Agreement of the Credit Information System, from 20 16 to 10, and the customer's dishonesty information was formally incorporated into the credit information system of the People's Bank of China. In the same month, Jiangmen Power Supply Bureau submitted to the People's Bank the information of six users who defaulted on electricity charges. The bad credit records of these six users will directly affect the credit and other economic activities of enterprises and individuals.
There are two main points of information submitted to the credit information system of the People's Bank of China:
First, the arrears information of overdue payment of electricity charges;
Second, there is illegal information about the use of electricity by default or stealing electricity. Once the user has such behavior, it will be recorded in the database of the credit information system, which will directly affect the personal credit record. People in the banking industry believe that whether to pay electricity and other utilities on time is an important indicator to consider a person's willingness to repay. If you are in arrears with public utility fees for a long time, it means that this person's willingness or ability to repay may be problematic. Therefore, paying personal utility fees helps banks to fully understand personal credit status.
Xinhuanet-Malicious arrears of electricity charges and other electricity consumption records will be included in the credit information system.
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