Credit card cancellation SMS content

How to cancel the credit card of China Construction Bank?

You can log out in the following six ways (official website found it):

SMS cancellation, mobile banking cancellation, personal online banking cancellation, official website cancellation, bank outlets cancellation, telephone banking cancellation.

SMS logout

1. Personal SMS financial service

Use my mobile phone to edit the short messages "the last four digits of QXTZ# account", "the last four digits of QXZZ# account" or "the last four digits of QXJF# account" and send them to 95533. You can cancel the change notification service of the designated account, SMS transfer and remittance or SMS payment recharge service independently, without affecting the use of other functions. Edit the short message "the last four digits of QXZH# account" and send it to 95533 to cancel all short message services signed by the designated account; Edit "QXFW" and send it to 95533 to cancel all SMS services under the customer's name, including account change notice, SMS transfer and remittance, SMS payment recharge and financial information SMS service.

2. Enterprise account change service

Edit the short message "last four digits of ZXZH# account" or "ZXFW" with my mobile phone and send it to 95533, and the system will prompt the opening result. The last four digits of ZXZH# account refer to the SMS service for canceling the account specified by the mobile phone, and ZXFW refers to the SMS service for canceling all enterprise accounts under the mobile phone.

3. Fund SMS service under his name

Edit the short message "JJJY" or "QXJJ" with the main mobile phone and send it to 95533, and the system will prompt the cancellation result.

Cancel mobile banking

After logging in to mobile banking, you can cancel account change notification, SMS transfer, SMS payment and other functions under "My Service".

Personal online banking cancellation

After logging in to personal online banking, you can cancel account change notice, SMS transfer, SMS payment and other functions in My Account-Other Account Services-Channel Interactive Signing.

Official website cancelled.

1. If you need to cancel the personal account change SMS service, you can log in to CCB official website, click "Convenience Service-SMS Finance-Activation" on the left page to enter the account change and SMS payment SMS service cancellation page, enter the ID number, customer name, bank account and password, and add a code to activate the service to be cancelled.

2. If you need to cancel the financial information SMS service, you can log in to CCB official website, click "Convenience Service-SMS Finance-Enable" on the left page to enter the financial information SMS service cancellation page, enter the certificate type, certificate number and additional code, and then enable and select the financial information SMS service to be cancelled.

Revocation of bank outlets

Go to our outlet with my valid ID card and related account, fill in the cancellation service information, and after being verified by the counter system, you can cancel the SMS financial service, including personal/company account change, transfer and remittance, payment recharge and fund SMS service in my name.

Telephone banking cancellation

1. CSR of artificial agent: dial 95533, select artificial service, and explain to the agent that SMS financial service needs to be cancelled. After the system verifies the ID card, the agent selects the SMS service that needs to be cancelled according to the customer's requirements.

2. Self-service voice IVR: You can dial 95533, enter your ID card or account number and password according to the voice prompt, and enter the account number and mobile phone number to cancel the SMS service according to the system prompt after the authentication is passed.

Extension: The ways to get SMS reminders for free are as follows:

1. WeChat service number

The first is WeChat service. As long as you pay attention to the WeChat service number of each bank and bind the bank card, you will receive a WeChat reminder once there is a change in consumption or balance.

2. Mobile banking

In addition to WeChat banking, mobile banking can also be inquired for free: as long as mobile banking is installed and "Allow notification" is selected in the mobile phone settings, information can be received when the account changes.

3. Banking applications

In addition, other types of apps in major banks can also realize free reminders. Take China Industrial and Commercial Bank as an example. Customers can also get free reminder messages when they open the download client ICBC e-Link.

Note: These methods need to be on the Internet. If the mobile phone network of citizens is shut down, they will not be notified.

Short message format of credit card cancellation in Shanghai Pudong Development Bank

The short message format is as follows

Your credit card with the suffix xxxx has been cancelled. After 45 days, you can take your card and ID card to any counter of Bank of Communications to collect it, and the remaining points in the card will be cleared. If in doubt, please consult 95559.

What is the content of the short message received by ICBC after canceling its credit card?

SMS about card return: Your credit card with the surname xxxx has been cancelled. After 45 days, you can take your card and ID card to any counter of Bank of Communications to collect it, and the remaining points in the card will be cleared.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.

Credit card is a special carrier card with consumer credit issued by commercial banks to individuals and units. It is a card with the name of the issuer, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

A real credit card has the following characteristics: cash is not allowed to be pre-deposited, it is paid after consumption, it enjoys an interest-free repayment period, and it can be repaid in installments (with a minimum repayment amount). Joining international credit card organizations such as VISA and MASTER can be used worldwide.

[img] Will you send a text message 45 days after the credit card is cancelled?

There will be no SMS prompt, there will be records in the credit report, and comments will be made after the card is issued.

After the cancellation of China Bank's credit card, the account still exists. If necessary, the customer can also check the transaction record of this credit card.

There are several problems to pay attention to when canceling the card: pay off all debts in time. This debt includes bill debt and annual fee. If there is still arrears in the card, forget it and cancel the card directly. After the interest is accrued, the amount reaches a certain amount, and the bank begins to "collect debts"!

Confirm whether to close the account after 45 days. Credit card cancellation is usually handled through customer service, but it was not successful at that time. When the card is cancelled, the account will enter the pre-cancellation state, and it will take 45 working days to know whether the account has been cancelled successfully.

Cut the magnetic stripe when pinning. If the card is complete, it may be used in some consumer places that only need to check the information. The best way is to cut the magnetic stripe into several pieces and throw it in different garbage dumps to prevent future troubles.

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

Bill installment is the most convenient installment method, which is basically supported by all issuing banks and is simple to apply. Users only need to apply to the issuing bank for installment by phone after spending their credit cards and before sending monthly bills.

However, it should be noted that banks will stipulate some special circumstances, such as speculative credit cards can not be successful in installments. So before the trial run, be sure to read the trial run manual carefully.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

What is the content of the short message received by Bank of Communications after its credit card is cancelled?

Your credit card with the suffix xxxx has been cancelled. After 45 days, you can take your card and ID card to any counter of Bank of Communications to collect it, and the remaining points in the card will be cleared.

Extended data

Matters needing attention

1. Before canceling the Bank of Communications credit card, please confirm that there is no debt or balance in your account;

2. If you have a Bank of Communications credit card that you don't intend to use or have not activated, please cancel it in time. Inactive Bank of Communications credit cards also charge an annual fee;

When you cancel the Bank of Communications credit card, the customer service specialist may keep you with various discounts. Please be mentally prepared in advance and prepare the corresponding reasons.

main products

Bank of Communications credit card products are all named "Pacific", and the common types of Bank of Communications credit cards are: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Pacific Liu Xiang VISA Credit Card, Bank of Communications Pacific Wal-Mart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Pacific Aviation Secretary Card, Bank of Communications Hong Kong New World Department Store Credit Card and Pacific Business Card, and Shanghai World Expo Card.

The brand-new Pacific Credit Card of Bank of Communications is a truly global credit card, which combines the huge service network of Bank of Communications all over the country and the management experience and technical support of HSBC. Whether at home or overseas, you can enjoy the convenience of shopping and leisure, highlighting the advantages of GSM.

VISA Credit Card, Pacific Aviation Secretary Card and Expo Card of Pacific Liu Xiang are no longer available.

References:

Baidu encyclopedia-bank of communications

How does Agricultural Bank of China cancel SMS?

Hello, due to different account types, please choose the cancellation method according to the type of ABC account you use:

1. Debit card SMS notification cancellation channel: (1) Zhang Yin: Please log in to Zhang Yin APP and click "Home All → Assistant → SMS Notification → Maintenance/Cancellation" (when operating, clear all the bound mobile phone numbers displayed on the page), and close the debit card SMS notification without verifying KBao and KOrder. (2) Online banking: Please log in to personal online banking, and click "Security → Message Service → Logout" to turn off SMS notification of debit card. You need to verify KBao and KOrder. (3) Counter: Please bring your valid ID and bank card to any branch of Agricultural Bank of China. Reminder: If the SMS knows the arrears, you need to pay first and then cancel. Fujian Province (excluding Xiamen) does not support online banking and online banking channel cancellation for the time being (subject to the place where the electronic banking channel is registered).

2. Credit card SMS notification cancellation channel: Please log in to Palm Bank APP, click Home-Credit Card-Card Manager-SMS Service or call our credit card center hotline 4006695599 to cancel the SMS reminder service for full credit card transfer.

3. Cancellation method of enterprise SMS notification: Provide the following application materials to the bank where the account is opened: (1) Electronic Banking (Enterprise) Application Form. The contents of the application form shall not be altered, stamped with the reserved seal of the account to be registered and the official seal of the enterprise, and signed by the legal representative or authorized agent of the enterprise. (2) A copy of the valid identity certificate of the legal representative. (3) The original and photocopy of the valid identity certificate of the agent. (4) The power of attorney of legal person shall be signed and sealed by the legal representative or authorized agent of the enterprise and stamped with the official seal of the enterprise. When the legal representative handles it in person, it is not necessary to provide the legal person's power of attorney; When the authorized agent handles it in person, it is not necessary to provide the power of attorney of the legal person, but the original and photocopy of the authorization document issued by the legal representative of the enterprise to the authorized agent are required. Tips: (1) The enterprise will inform the mobile phone number by SMS, and the unbound mobile phone number will receive a SMS prompt for cancellation; (2) If there is arrears when canceling the enterprise message service, it can only be cancelled after payment.

(Answer time: April 25, 2022. In case of business changes, please refer to the actual situation. )

This concludes the introduction of credit card cancellation SMS and credit card cancellation SMS. I wonder if you found the information you need from it?