How to use the knowledge of buying a house to check the mortgage of Shanghai Construction Bank?

How to use the mortgage inquiry of Shanghai Construction Bank? The most direct way is to go to the credit department of CCB. The information about the mortgage of Shanghai Construction Bank is as follows: Question: I applied for a housing mortgage loan in Shanghai Construction Bank, and it has been paid back for some time. How do I know the principal of my loan? Answer: You can go directly to the credit department of CCB to make an inquiry, but that is time-consuming and time-limited. The best way is for you to log on to our website in person and sign "Online Account Opening for Ordinary Customers" according to the prompt. This feature is free, but it is very powerful. Loan inquiry, loan repayment, loan maintenance and loan trial service fund business, foreign exchange trading, gold business, bond business, bank securities business, bank depository business, some functions of wealth management products (except purchasing and changing income accounts) and securities management services credit card inquiry, credit card repayment, foreign exchange purchase repayment, credit card opening, 3DS management, credit card loss reporting, credit card application progress inquiry and email information maintenance service account inquiry, online banking account maintenance, Provident fund inquiry, e-account inquiry, personalized setting, VIP comprehensive statement inquiry, account loss reporting, online banking service cancellation, appointment card replacement, enterprise annuity inquiry, electronic salary inquiry. The personal housing loan process of Shanghai Construction Bank is as follows: (1) Application. The loan applicant shall submit a written loan application to the housing fund management center and the Construction Bank respectively, and submit relevant materials. (2) sign a contract. After the loan applicant obtains the personal housing loan amount of the provident fund, he/she applies for a portfolio loan (personal housing loan of the provident fund and housing loan with his/her own account) from the loan bank with the Notice of Entrustment of Personal Housing Loan of the Provident Fund issued by the Provident Fund Management Department. After receiving the notice that the bank agrees to the loan, the customer needs to sign a loan contract and a guarantee contract with the loan bank respectively for the provident fund personal housing loan and the self-owned account housing loan, and notarize the contract as appropriate. (3) Mortgage and insurance. After the signing of this contract, necessary procedures such as mortgage registration and insurance shall be handled in accordance with national and local laws and regulations. Mortgage registration and insurance fees shall be borne by the borrower, and the original insurance policy shall be kept by the loan bank during the mortgage period. (4) open an account. Customers who choose to entrust deduction for repayment open a special savings passbook account, savings card or credit card account in the loan bank. At the same time, the seller shall open a special deposit account in the loan bank. (5) expenditure. The borrower fills in the Loan Transfer Voucher for provident fund personal housing loan and self-owned housing loan at the bank accounting front desk, and the loan bank directly transfers the loan to the deposit account opened by the borrower in the loan bank according to the loan contract, or transfers it to the deposit account opened by the seller in one lump sum or in installments. (6) Repayment on schedule. The borrower shall repay the provident fund personal housing loan and self-owned bank housing loan on schedule according to the repayment plan and repayment method agreed in the loan contract. At present, there are two repayment methods: entrusted bank deduction and counter repayment. (7) loan settlement. Loan settlement includes early settlement and normal settlement. Early settlement refers to the settlement of the loan (one-time repayment of principal and interest) or the last loan (installment loan) before the loan maturity date; Normal settlement refers to the settlement of the loan on the maturity date of the loan (one-time repayment of principal and interest) or the last installment of the loan (installment loan). If the loan is settled in advance, the borrower shall submit an application for early settlement to the provident fund management department or (and) the loan bank 10 working days in advance after paying off all the payables. The borrower gets the Loan Settlement Certificate from the loan bank, gets back the mortgage registration certificate of real estate ownership and the original insurance policy, and goes to the original mortgage registration department for mortgage registration cancellation with the Loan Settlement Certificate issued by the loan bank.