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Is there a monthly fee for opening SMS on the bank card of rural credit cooperatives?
Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of CBRC and the State Council. 20 18, rural credit cooperatives were transformed into rural commercial banks.
The purpose of rural credit cooperatives is to serve agriculture, countryside and farmers, and it is a cooperative organization composed of rural members and businessmen. In 1950s, it was born at the same time as supply and marketing cooperatives and production cooperatives, and was called the "troika" serving farmers at that time. With the development of the times, supply and marketing cooperatives and production cooperatives have become a historical wave, while rural credit cooperatives have gained a firm foothold in rural land like Hu Yangshu because of the needs of agriculture, rural areas and farmers. From its birth to today, rural credit cooperatives have made great contributions to the development of agriculture, rural areas and farmers. Everything in rural areas, such as buying seeds, fertilizer and starting a business, is supported by rural credit cooperatives. It is no exaggeration to say that 90% of rural development is supported by rural credit cooperatives. At the same time, she has done a lot of policy work, such as financial poverty alleviation and various subsidies. It is no exaggeration to say that it is the main force supporting agriculture. Credit cooperatives are the main force of formal financial supply in rural areas and the leader of rural finance. Now the development trend is to move closer to joint-stock banks, and metropolis may become a rural commercial bank in the future. This is mainly to change the characteristics of its strong policy color in the past, hoping to improve its operational efficiency from the perspective of marketization, thus fundamentally solving the problem of rural financial supply.
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