Does Gome Easy Card go to the central bank for credit reporting?

Does Gome Easy Card check the credit information?

Gome Easy Card inquires about credit information. Gome Easy Card has been connected to the personal credit information system of the People's Bank of China. If the user is overdue, Gome Easy Card will upload the overdue record of the user to the personal credit information system of the People's Bank of China. Gome Easy Card is a loan software launched by Gome Finance.

Gome Easy Card was originally named Meiyifen, and Gome Easy Card provides users with services such as cash installment, credit card repayment and consumption installment. After successfully activating the loan line, users can choose consumption installment, cash installment, credit card repayment and other services according to their personal needs, in which cash installment and credit card repayment line are used.

If the goods purchased by users support Gome Easy Card Payment, users can choose Gome Easy Card Payment on the order payment page. Any natural person who is over 18 years old and has full capacity for civil conduct can apply for opening Gome Easy Card.

Gome Easy Card offers two repayment methods. Users can click "My" in Gome APP, then "My Finance" and finally "My Gome Easy Card" to make repayment, and follow the prompts to make repayment. Gome Easy Card will deduct money from the bank card bound by the user on the repayment date.

In Gome e-card, users can apply for a one-time recovery of the loan amount, and the loan amount will increase with the number of repayments on time.

Does Gome Easy Card receive credit information?

It is understood that Gome Easy Card is a credit card, and the platform will upload users' malicious overdue information to the central bank's credit information system to remind everyone not to maliciously overdue. However, if it is overdue for one or two days, there will be no negative impact, but for the sake of prudence, I suggest you not to overdue easily.

1. What is Gome Easy Card?

Gome Easy Card is a consumer staging platform under Gome Finance, which mainly provides users with financial services such as revolving loans, credit card repayment and shopping in shopping malls. Gome Finance has financial licenses such as small loans, financial leasing, factoring, fund consignment and insurance brokerage, and is a formal lending institution. Gome Easy Card is equivalent to a virtual credit account, which can be recycled. Support online and offline consumption. It used to be borrowed by Gome, and later it was renamed Gome Easy Card. The loan amount is flexible, users can enjoy the amount ranging from 500 to 5,000 and enjoy the service life of 7 to 30 days. It will arrive in 30 minutes at the earliest, and the products cover provident fund loans, credit card repayment, online shopping and many other services.

2. Does Gome E-Card need a contact person?

According to Bian Xiao, Gome Easy Card doesn't audit contacts by phone, but it still calls back. This is just for me and asking for my basic information. It's basically some very simple questions, as long as you pay attention to answering the phone and don't answer wrong. Although many online loans need to call contacts, the small partners who apply for Gome Easy Card don't have to worry. As long as there is a return visit, the audit will be relieved.

Third, does Gome Easy Card receive credit information?

Note that Gome Yika received a credit report at the meeting. In addition to reporting to the central bank's credit information system, users will also be punished for breach of contract and pay certain liquidated damages. Then if you don't repay, you will face endless collection from the staff. If it is serious, it will freeze your personal account and make you unable to enjoy the loan service. It is also possible to be sued by Gome Easy Card. After all, litigation is not just talk. Therefore, it is suggested that you must remember to repay on time after using Gome Easy Card.

Does Gome Easy Card receive credit information? Such people are really dangerous!

; ? As everyone becomes more and more familiar with online lending, many people will ask whether the platform has credibility when choosing a loan platform. Some friends who intend to borrow money ask: Is Gome Easy Card a credit card? Today, I want to talk about the credit information of Gome Easy Card.

According to the official disclosure of Gome Easy Card, Gome Easy Card will report the information of malicious overdue personnel to the central bank's credit information system. In other words, Gome Easy Card receives credit information. So, what does malicious overdue mean? Malicious overdue generally has the following two characteristics:

1, loans overdue takes a long time and involves a large amount;

2. Refused to communicate with the staff of Gome Easy Card and had a bad repayment attitude.

In addition to the credit information at the meeting, Gome Easy Card will also face these penalties:

1. If it is overdue, it needs to pay liquidated damages for repayment on a daily basis;

2. The account is frozen by Gome Easy Card, and it can only be repaid without borrowing, and even doing business on other platforms of Gome is restricted;

3. It will be collected by Gome E-Card staff by telephone or SMS.

4. Being sued by Gome Easy Card and spreading unnecessary lawsuits.

Generally speaking, Gome E-Card not only punishes those who are overdue through credit reporting, but also has many other punishment methods. So you must not think of overdue repayment, otherwise there will be a lot of trouble waiting for you.