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How to cancel the housing accumulation fund
Procedures for cancellation of housing provident fund account (1) Application conditions: Only when the housing provident fund deposit unit is merged, divided, reorganized, revoked, dissolved or bankrupt can it apply for cancellation. (2) When the applicant cancels the housing provident fund account, he shall submit the following materials to the provident fund center for review: 1. Fill in a complete "Application Form for Change and Cancellation of the Name of the Depositor of Housing Provident Fund" in triplicate; 2. Relevant documents or certificates of cancellation of the unit. (three) the unit holds the audited three copies of the "application form for the change and cancellation of the name of the depositor of the housing provident fund" to the bank. It is suggested that the unit should clean up the employee's housing provident fund account according to the following requirements before applying for account cancellation: 1 If it meets the conditions for withdrawing the housing provident fund account, notify the employee to go through the withdrawal procedures; (2) employees have receiving units, and handle the transfer procedures for employees; 3. If the employee has no receiving unit and does not meet the cancellation conditions, the employee housing provident fund account will be transferred to the provident fund center for storage, and the employee will be informed. The unit manager confirms that the balance of the unit account is zero, and the number of carry-over times is zero (if the number of carry-over times is not zero, the unit manager needs to fill in the tripartite list of housing provident fund remittance and payment of Guangdong Branch of China Construction Bank). There are different ways to cancel housing provident fund SMS and unsubscribe from housing provident fund SMS in different places. If you need to unsubscribe, please call the local housing provident fund hotline to inquire about the unsubscribe method. The ways to cancel SMS are: sending messages by mobile phone; Call; Log on to the provident fund website. You can cancel the housing provident fund by SMS according to the above method. Whether the state cancels the housing provident fund will not be easily cancelled. It is the housing subsidy for employees. If it is cancelled, the compensation of employees will be a big problem. What if you don't pay compensation? The housing accumulation fund will be cancelled soon! In other words, enterprises regard the provident fund as a welfare subsidy, and the loss of these employees' welfare is likely to cause some disputes. The stock fund of the provident fund is not a small amount, and about 80% of the employee provident fund has been converted into credit funds. Many homebuyers use it to make house purchase loans, and the longest term is 30 years. It is difficult to guarantee the income of these people if they are cancelled. Therefore, it is unrealistic to suddenly cancel the provident fund, and the broad masses need not be too nervous. In fact, the existence and development of housing provident fund system has its historical inevitability. What housing accumulation fund needs is not cancellation but flexible adjustment, otherwise it will be unfavorable to all wage earners. So I still think we can continue to buy housing provident fund.
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