Can the SMS notification of bank card be inconsistent with the reserved number?

No, the mobile phone number bound by the bank card and the mobile phone number of the SMS verification code need to be the same. The reserved telephone number of bank card is filled in the personal information when the user opens an account at the counter of a bank outlet for the first time, which is independent of the reserved telephone number of online banking, the bound telephone number of SMS notification and the bound telephone number of mobile banking. You can handle it directly when opening an account.

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1. How to change the reserved mobile phone number of the bank card when it is deactivated?

① Different banks have different regulations on changing mobile phone numbers. Some banks require cardholders to bring only their valid identity documents and bank cards to any business outlet of the issuing bank, and ask staff to change their mobile phone numbers through the counter.

② Some banks can call the 24-hour customer service phone of the card bank. After dialing the number, they can change their mobile phone number according to the voice prompt. Or log in to the issuing bank's online banking to modify the mobile phone number.

2. How to unfreeze the frozen bank card?

(1) The savings card is frozen due to incorrect password, so the user needs to bring the original valid ID card and bank card to the bank outlet to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card exceeds 50 thousand, you need to go to the counter in person.

(2) If the savings card is frozen for judicial reasons, it shall be thawed after fulfilling the corresponding obligations. For example, you need to repay others' debts before you can unfreeze them.

(3) If the savings card has not been used for a long time, which leads to the freezing of the counter business, I also need to go to the counter with a valid ID card and bank card.

4 Credit cards are frozen and need to be unfrozen, which may be due to illegal card swiping or cashing, so it is best to go to the bank counter to cancel the corresponding reasons before using them. If it is frozen because of the wrong password, you must also go to the counter.

3. How to change the binding mobile phone number of the bank card?

If the user changes the reserved mobile phone number when opening an account with a debit card, he must go to the bank counter to handle it. Because the reserved mobile phone number for debit card account opening involves account security, the change of self-service channels such as online banking is not supported for the time being, and the cardholder himself needs to bring his valid ID card, bank card and the mobile phone number being used to handle it at any bank outlet in the country. Users should note that the secondary card of the debit card cannot modify the reserved mobile phone number different from the primary card.

4. Is bank card universal in China?

No, bank cards are not universal. Only bank cards with UnionPay logo can withdraw money from ATMs all over the country. Depending on the bank of the card, the fees charged for inter-bank withdrawals in the same city, inter-bank withdrawals in different places and peer withdrawals in different places are also different. If the bank card is not universal, you can only withdraw money from the ATM through the bank card. The withdrawal limit is 20,000 yuan, and there is a handling fee for cross-bank withdrawals.