Has the credit card been lowered by the bank?

If your credit card is downgraded by the bank, you should receive a text message. It will usually tell you how much the credit card has been downgraded. Please standardize the use of cards and so on.

Credit card degradation is linked to people's daily use habits, and there are many factors that affect credit card degradation, such as less credit card consumption, credit card cashing suspicion, frequent use of third-party repayment, fixed large consumption, excessive consumption of the same pos machine, abnormal credit card time and so on. You can get your own credit card usage report on WeChat, find the real reason for credit card downgrade on card friends, and sit in the right place effectively. If the use of credit cards is restricted beyond the time limit, then pay off the debts quickly and cover up the bad records with new credit card behavior; If you are suspected of cashing out, you can call the bank's customer service hotline, provide the relevant proof of consumption to the bank, and then apply to the bank for the restoration of the quota. If the credit card is abnormal, as long as you insist on normal transactions and abide by the credit card rules, the limit can be gradually increased.