I don't have a loan. Why did you send me a message?

I didn't have a loan, but I received a loan text message.

When applying for a loan and filling in the loan application form, the contact information and telephone number of the lender should be filled in. If you don't have a loan but receive a loan text message, there are many reasons.

First, the reason for receiving the loan text message

Obviously there is no loan, but I received a loan text message. One possibility is that the identity phone information is leaked, and the identity information is used as a loan by others, and you will receive a loan message. One possibility is that you have received a scam message, and the fraudster is tricking you into replying to the message and then committing fraud. Another possibility is that friends or relatives around you have borrowed money, saying that you are an emergency contact. When the lender can't contact the lender, it may send you a loan message. Another possibility is that you made a loan guarantee for others, and you signed your name on the other party's loan contract to provide a guarantee, then you will also receive a loan message.

Second, if you don't have a loan but receive a loan text message, you can do this.

If you don't have a loan, but you receive a loan text message, you must be vigilant first and don't reply easily. When you receive such short messages and strange phone calls, you should pay more attention to the source of the short messages and phone calls, and don't reply blindly easily, and be alert that this may be a short message fraud. If you can't confirm, you can ask your friends or relatives if you wrote your phone number when you applied for a loan. You should check it carefully and make sure it is reliable before replying. Don't call back or reply to messages easily, so as not to cause unnecessary property losses. The most important thing is not to be greedy and cheap, not to always pay attention to interests, and to be mercenary, so it is easy to be deceived and fall into the trap designed by fraudsters. Never be greedy for petty gains, greedy for money, speculating and getting something for nothing.

Third, there is no loan, but you are still concerned about receiving the loan text message.

Mainly say three times, don't transfer money, don't remit money. Whenever you receive this unwitting message, you should always be vigilant, protect your property, and don't click on the URL or link on the message at will. This is a very dangerous operation, the best way is to ignore it. Usually, you can watch more anti-fraud videos to improve your anti-fraud awareness. Remind friends and relatives around you not to pay attention to such inexplicable short messages.

If you receive a loan text message without a loan, you should pay attention to keeping your personal information strictly.