The online loan was paid off on June 20 12. Why did Xihu police send me a text message to urge me to repay? Can I ignore it?

Yes, you can ignore the repayment reminder message sent by Xihu Public Security Bureau 1065. The following is a detailed explanation:

1. The online loan was paid off on June 20 12: According to the information you provided, you successfully paid off the online loan on June 20 12, indicating that you have fulfilled the repayment obligations in the loan agreement.

2. SMS may be sent by mistake or fraud: receiving dunning SMS may be sent by mistake or fraud. Sometimes, people will send the wrong information because of system errors or confusion. In addition, some fraudsters may also impersonate the police or other relevant institutions to commit fraud.

3. Verify the source of the message: If you doubt the authenticity of the message, you can take the following measures:

-Contact the local public security bureau: Call the official number to contact the local public security bureau to verify whether there are any cases or repayment matters related to you.

-Verify the identity of the sender: Try to verify the identity of the sender, for example, by searching for the name of the institution, consulting the local public security bureau or going to the relevant institution in person.

Summary:

In the case that you have paid off the online loan, the repayment reminder message sent by 1065 Xihu Public Security may be wrong or fraudulent. If you are in doubt about the authenticity of the short message, I suggest you take the initiative to verify the identity of the sender and contact the local public security bureau to ensure that your rights and interests are protected.

Extended data:

-peer-to-peer lending: refers to the lending activities conducted through the Internet platform, where borrowers can obtain funds from individual or institutional lenders.

-Anti-fraud: avoiding revealing personal sensitive information, being wary of phishing websites or fraudulent phone calls, carefully verifying identities and institutions, and avoiding clicking on unknown links at will are all important anti-fraud measures.