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What does it mean for ICBC to send a text message to get a personal credit line?

Hello, this is a personal micro-loan service provided by ICBC, and it is a personal credit loan. Give you a certain personal credit limit, which is different from the credit card limit.

This kind of loan is more flexible and easier to operate than ordinary bank loans, even if the interest rate is higher than ordinary loans.

Details can be found in online banking and mobile banking.