Does anyone know what "notice deposit" of CCB means?

This is a deposit with no agreed term, and it can only be withdrawn after notifying the bank in advance and agreeing on the date and amount of withdrawal.

scope of business

No matter how long the actual deposit period is, individual notice deposits can be divided into one-day notice deposits and seven-day notice deposits according to the length of advance notice of depositors. One-day notice deposit must be notified one day in advance, and seven-day notice deposit must be notified seven days in advance.

Initial deposit amount

The minimum initial deposit, minimum withdrawal and minimum retention amount of RMB call deposit are all 50,000 yuan, and the minimum initial deposit amount of foreign currency is equivalent to 65,438+0,000 US dollars (please consult local branches for the specific initial deposit amount of each province).

Deposit currency

The currencies of call deposits are RMB, HKD, GBP, USD, JPY, EUR, CHF, AUD and SGD (please consult local branches for specific business and currency of each province).

Applicable interest rate

The call deposit rate of RMB and foreign currency is higher than the deposit rate.

for instance

For example, during the downturn of the stock market, shareholder Zhang deposited 654.38+000000000 yuan into a seven-day notice deposit, and after two months, Zhang can earn 654.38+000000000 yuan more interest (654.38+0.62%-0.72%)/360 days = 654.38+0500.

Application method

Open a fixed all-in-one account at any branch of the bank with my ID card.