Credit card overdue home to find parents

Credit card door-to-door collection means that the cardholder's overdue is already very serious. If you don't repay, the bank can go to court to sue.

If you encounter a collection, you can do this:

1, negotiate with the collection staff, and turn on the mobile phone recording at the same time. If the credit card is repaid every month after it is overdue, show the repayment data to the collection staff.

2. Call the customer service staff of the issuing bank to negotiate and ask to stop the collection.

3. Pay back the money to the card every month to let the bank know that the user is only temporarily unable to repay, but has the willingness to repay.

Extended data:

Precautions:

Consumers should pay attention to the interest-free period of repayment. If they repay the loan within the interest-free period, they can avoid the loan interest for non-cash transactions, otherwise the bank will charge the loan interest and late fees. It should be noted that if the cardholder only repays part of the loan during the interest-free repayment period, but it is higher than the minimum repayment amount, most banks will charge interest on the overdraft part of the cardholder, rather than the unpaid part of the loan, because the bank thinks that the cardholder has given up the interest-free repayment treatment.

All overdrafts must pay five ten thousandths of daily interest. Choosing the minimum repayment method also means that the cardholder must return the minimum repayment amount set by the bank on the due date, and the minimum repayment amount is generally set by the bank as 10% of the consumption amount.

People's Daily Online-High-profile collection of overdue credit cards by banks