How long has loans overdue been, a farmer, collected?

More than three months. The way rural commercial banks deal with overdue loans is that after one month in loans overdue, banks will send short messages to inform them. If it is overdue for more than three months, the bank will call or collect it at home. If you don't pay it back all the time, bring a lawsuit to the court. Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations under their jurisdiction.