How to check the repayment balance?

1. How to check the repayment balance?

For the methods and steps of inquiring the account balance and details, please refer to the detailed account transaction details of house purchase loan repayment:

1. Counter inquiry: You can check at the bank counter with your ID card and bank card;

2.atm inquiry: insert the bank card into the atm, enter the password, and click Inquiry to inquire about the balance and transaction details;

3. Online banking inquiry: log in to official website Bank, click online banking login, fill in the correct password or log in to inquire.

2. How to check the balance of provident fund and monthly repayment?

You can check the details of the repayment account number for the monthly repayment amount, and check the loan balance at the bank counter. In addition, there is another way to check your personal credit report at the People's Bank, which also contains the above personal information.

3. How to query the remaining loan amount?

1. Telephone inquiry: If you encounter any problems in the repayment process, you can directly call the loan bank and transfer to manual customer service consultation. But this method can't be seen with eyes, but can only be heard with ears, which has certain limitations. If you can, by the way, ask the customer service girl to send a short message to remind you of the loan balance, just like we check the phone bill. Operating environment: brand model: iPhone 13 System version: iOS 15.3. 1app version: v5.6.7.00 1 Take China Construction Bank as an example: Second, online banking inquiry: Many banks have online banking, and you can log in and inquire through the account registered at the time of loan. 3. WeChat inquiry: Many banks have opened WeChat official accounts, which are bound to the card when lending. Click on the relevant content in the menu bar at the bottom to jump to the WeChat bank page. The query method is similar to the second one, except that you don't need to download the APP. Some also jump to the APP download page, allowing you to download the APP for inquiry. Operating environment: brand model: iPhone 13 system version: iOS 15.3. 1app version: v8.0. 18 loan means that banks, credit cooperatives and other institutions lend funds to units or individuals who use money, and generally stipulate interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Interest: interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. In civil law, interest is the legal fruit of principal. Repayment method: (1) equal principal and interest repayment method: equal repayment every month, and repayment of the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same; (2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month; (3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis; (4) Repaying part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 1 1,000 or 1 1,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period. (5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures. (6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.

4. How to inquire about mortgage repayment details and loan balance?

If online banking is enabled in your repayment account, you can check the repayment records online. If the deduction is marked as "bank deduction", you can find out how many times you have been deducted and how much money you have deducted. As for the loan balance, some bank websites can check it. You can also go to the loan bank to print the repayment details and repayment plan. You can also call the loan center of the loan bank directly to inquire for you.