Joke Collection Website - Blessing messages - Is it true that the credit card is overdue and the asset preservation SMS is true?

Is it true that the credit card is overdue and the asset preservation SMS is true?

Really, in the actual process, not all cardholders are sued by the bank after they are overdue, and the bank will apply for property preservation first, because many cardholders have no assets under their names after their credit cards are overdue, and many credit cards are overdue because they are at the end of their tether, not because of their subjective will.