How long can mobile banking transfer records be kept?

Generally, the mobile banking transfer records of major banks can be queried for one year. Users can log in to the mobile clients of major banks, bind their personal bank cards, and query through the transaction details function. If users need to check longer-term mobile banking transfer records, they can bring their ID card and bank card to the counter of the nearest business outlet to check.

There are several ways to check transfer records:

1. You can check at an ATM machine or at a bank counter.

2. In the same city, go to the ATM machine belonging to the bank that issued the bank card, insert the bank card and select query details to view detailed transfer records.

3. If the bank card has opened online banking, the method to check the detailed transfer records is as follows: log in to the official website of the bank to which the bank card belongs on the computer and select Query Details. Download and install the banking software for your bank card on your mobile phone, log in to the banking software, and select query details.

4. Bring your ID card and bank card to the bank counter for inquiries.

Warm reminder:

1. The account details query system defaults to the transaction records of the past week. You can select the last week, last month, last three months or customized time to query details.

2. Account details can be queried across years, but the longest interval does not exceed 366 days.

3. The detailed query function can query the transaction details of the debit card in the past three years. If you really cannot find the information, you have to go to the counter to check.

4. Some transactions cannot display the other party's information, such as roaming remittance remittances, redemptions, refunds, etc. You can use the inquiry transaction of online banking transactions to query the other party's information.

5. Detailed queries before October 7, 2015 still cannot display the other party’s information.

6. The transaction summary shows the account details of "Transaction Fee" and no counterparty information. The operating environment this time is oppo reno6 V11.3

Introduction to mobile banking

(1) Basic services

1. Personal business: account overview, detailed inquiry, Transfers and remittances, mutual transfers of deposits and deposits, cardless withdrawals, VIP card extensions, bank-securities signings, bank-securities transfers, account changes, loan applications, issuance, inquiries, returns, etc.

2. Financial management services: supports the subscription, redemption, cancellation and inquiry of financial management, funds, insurance and other products, supports the purchase of structured deposits, money wallets, Ying Wallet, Xingfu Lecun, and large certificates of deposit and other financial products.

3. Credit card: Supports binding to our bank’s credit card, bill inquiry, installment financing, automatic repayment settings, cardholder information maintenance, supplementary card limit adjustment, billing address maintenance, etc.

4. Life services: Comprehensive support for all types of payment (water, electricity, coal, tuition, self-study registration, court payment, license plate bidding), phone recharge, air tickets, nearby outlet inquiries, charity donations, etc.

(2) Highlights

Transfers and remittances are free, and up to 5 million can be transferred in a single day.

The login method is even cooler, with passwords, fingerprints and gestures available.

Authentication methods are more diverse, including SMS, face recognition, audio Bluetooth KEY, and NFC (IC card authentication).

Warm Tips

1. The maximum transfer limit for each authentication method is different, SMS: 50,000; Face authentication: 500,000; NFC: 1 million; Audio Bluetooth KEY: 5 million.

2. The login method can be modified in "Personal Settings" by clicking on the upper right corner. Fingerprint login is currently limited to iPhone 5s and above.

3. NFC (IC card authentication) currently only supports Android phones with NFC function.