The lawyer entrusted by Gitzo claims to go to my residence to investigate and collect evidence. What should I do?

After the overdue use of credit products, we should be prepared for all kinds of dunning. Although overdue is not what we want, it is already the case. In addition to actively responding, we must repay as soon as possible, and the rest are redundant. When we are overdue for a period of time, we will receive such a short message, and the credit product platform will entrust a lawyer to investigate and collect evidence at the domicile.

Although all our information was clearly filled in when we first handled the business, they rarely actually went to the account. After all, the population is very mobile now, most people go out to school or work, and rarely stay in their household registration. Therefore, even if it is on-site dunning, it will go to the current address and unit filled in at that time.

Unless the overdue personnel can't be contacted, they can change their phones, jobs and move. In addition, the overdue amount is relatively large and the time is too long, so it is possible to go to their registered place. Therefore, calling or texting to say that you want to go to your household registration is basically a scare. After all, many people don't want their families to know after the deadline, and they are worried that they will pay back the money when they go to the household registration. Of course, if it really doesn't go up, we can only let nature take its course.

In case you do go to the household registration, the collection staff just want to find out the residence address of the overdue person and see if they can find someone at the household registration, not violent collection or illegal behavior, and there will be no TV performance. Therefore, even if you meet them in your place of residence, don't have any language or physical conflict. You can negotiate with them to see if it can be postponed or postponed in stages. It is best to negotiate. After all, you have to pay back the delay.

If the door-to-door collection personnel maliciously slander and spread the debtor's affairs, maliciously insult the debtor or even have physical conflicts, it is necessary to collect relevant evidence, such as videos and witnesses, and collect evidence to make complaints. From a legal point of view, as long as it is not malicious overdue, it is a civil dispute at most. If it is maliciously overdue, you need to consider the serious consequences of the matter.