How to apply for a black card credit card

Black gold credit card application conditions

1, China Industrial and Commercial Bank Express Centurion Black Card

You must be a member of Hurun Fortune List or China Hong Kong Jockey Club, and your annual consumption should be at least 2 million yuan (excluding large-scale car purchase and house purchase). Moreover, this card cannot be applied voluntarily, and it can only be passed by a letter of introduction written by the president of the branch. Very private, you can't have it "with enough money". Moreover, in order to ensure the quality of customers and services, banks generally do not actively promote black cards, so it is particularly mysterious. The application qualification of black gold card is very high, which belongs to the highest credit card, and the annual fee is 18000 yuan/year.

2. China Merchants Bank Express Centurion Black Gold Card

The Centurion Black Gold Card of China Merchants Bank only issues cards by invitation, mainly for private banking customers. After review, select a small number of customers to become black gold card users. You can first become the holder of China Merchants Bank Platinum Credit Card, bring your original identity certificate, work certificate and financial documents, and go to the business outlets of China Merchants Bank in person. If you are a sunflower customer of China Merchants Bank, you need to submit a sunflower running bill for nearly 3 months or provide a daily deposit certificate, or you can contact the corresponding account manager, who will issue a letter of introduction.

Centurion Black Gold Card invites people who travel frequently and have a very high consumption level in travel-related categories, luxury goods, restaurants, etc. They pursue unique experience and respect for identity, value-added services and ultimate personalized services. Domestic black card holders generally have the following labels: male, CEO, president or chairman of a well-known enterprise, aged 35-60, owning many cars and luxury houses and enjoying private yachts and planes.

What are the requirements for handling ICBC black gold credit cards?

Only ICBC can take the initiative to pass the black gold card, and it is a rare high-end user. This card has a very high qualification and belongs to the highest level credit card.

Application conditions:

1 Holding an ICBC credit card and being a long-term customer;

(2) the contribution level is more than six stars;

3 it is best to have a sponsor;

4 The minimum bank deposit is several million, preferably tens of millions, and the daily average deposit is stipulated;

5 It is also impossible to approve more deposits for consumption, so the annual credit card amount should be kept at around 1/3.

Application materials:

1 ID card and its copy;

2 academic qualifications (college diploma or above);

3 running water in the past six months (some banks directly inquire by themselves);

4. Work certificate or telephone number for unit verification.

Black gold card processing flow:

1 applicants can apply for a black gold card directly at the ICBC counter;

2 ICBC staff will pay a return visit to the telephone number in the application materials to verify whether the application materials are true, and misunderstanding of the information will directly lead to the failure of the application;

After the applicant passes the credit card review, he will receive a short message from ICBC, waiting for the card to be mailed;

Apply for activation after receiving the card, and activate it according to the activation method in the envelope. Generally, there are manual phone activation, SMS activation and counter activation. , you can decide according to your own convenience;

After activation, you can use your credit card normally. Pay attention to the monthly repayment date and amount of credit card.

ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

How to deal with the black card of credit card?

As of April, 2065438+2009, only ICBC and China Merchants Bank were qualified to issue American Express black cards. The full name of ICBC's black card is "ICBC Express Centurion Black Card" and China Merchants Bank's black card is "China Merchants Bank Express Centurion Black Card".

Credit cards are graded, and the top credit card is a black card. The top credit card in the black card is American Express Centurion Black Card. It is a black gold card introduced by American Express Bank. Because the main color of the card is black, it is also called black card. Moreover, the real black card can be overdrawn indefinitely, and there is no limit on the amount, but this is limited to foreign countries.

Because of domestic policies, foreign card organizations are prohibited from issuing debit cards independently in China. Therefore, American Express authorizes domestic banks to issue credit cards. Therefore, there is a limit for domestic black cards, and the general credit line is about 2 million to100000 RMB.

Banks are extremely demanding on the issuance of black cards. For example, the holder of ICBC's black card must be a member of Hurun Fortune List or China Hong Kong Jockey Club. The cardholder's annual consumption should be more than 2 million yuan, excluding large consumption such as car purchase and house purchase.

Even if the above conditions are met, you may not be able to hold a black card. Because black cards can't be applied voluntarily, they must be written by the branch president or above before they can be approved. It's very private.

What are the requirements for applying for CITIC Black Gold Credit Card? How to apply?

As a top credit card, black gold credit card has always been sought after by people. For example, some time ago, CITIC Bank bought a black gold credit card, that is, a luxurycard with black gold and platinum, and many people applied for it. So, what are the requirements for applying for CITIC Black Gold Credit Card? How to apply? I will answer your question today.

What are the requirements for applying for CITIC Black Gold Credit Card?

I. Applicant

The applicant should be at least 18 years old, aged between 18 years old and 65 years old, with China nationality and full capacity for civil conduct.

Second, work income.

Applicants should have legal and stable jobs. It is said that the position of the candidate is better than that of the manager, and there are certain requirements for the income of the candidate.

Third, assets and financial resources.

As a top-class high-end credit card, the financial level of the applicant's assets is also quite strict. The applicant's fixed assets need to be more than 500,000 yuan, and it is necessary to provide sufficient financial proof of assets, such as large deposit certificates, real estate licenses and automobile driving licenses.

Fourth, the credit status.

The applicant should have good personal credit and no bad credit record.

How to handle CITIC Black Gold Credit Card?

1. You can bring the relevant supporting materials required for the application to a nearby bank outlet to find a staff member to apply. Fill out the application form and go to the counter to get the card.

2. You can log in to CITIC Bank official website, enter the "Credit Card" interface and select "High-end Platinum Card" to find this black gold credit card. Just click Apply.

What are the requirements for applying for CITIC Black Gold Credit Card? How to apply? "The answer. As a top-level card, CITIC Bank Black Gold Credit Card will naturally have very strict conditions for applicants, so its application threshold is very high.

Let's talk about how to apply for a black gold credit card.