Payment methods of Huarui Bank

① SMS collection: When it is overdue, it is usually 7 to 15 days, and there will be SMS reminders.

② Telephone collection: When your overdue behavior reaches 30 days, more than one billing cycle, the bank will conduct telephone collection.

3 door-to-door collection: when your overdue behavior reaches 90 days, the bank will arrange professional collection personnel to come to your residence or unit for collection.

4 court prosecution: if the repayment is overdue for more than half a year, the bank will sue you in court and ask you to repay. Guangfa Credit Card manages and regulates the collection work through clear system standards, strictly controls the access of third-party cooperative institutions, has systematic assessment indicators and reward and punishment mechanisms, and will never allow unconventional collection.