What should I do if the amount of WeChat has reached the upper limit?

There are two solutions to the WeChat limit overrun: 1. You can choose to add a bank card bound to bank card payment or replace payment and change it to bank card payment; 2. Open Weizhong banking service and increase the quota.

Single limit: refers to how much each limit is. For example, the bill transfer limit is 5,000 yuan, and only 5,000 yuan can be transferred at a time.

Daily limit: refers to the daily limit. For example, the daily transfer limit is 50,000 yuan, and no matter how many transfers the user makes that day, the total transaction amount cannot exceed 50,000 yuan.

(1) All banks in the country realize the daily limit of 50,000 yuan for ATM interbank transfer.

According to the regulations, cardholders can use any UnionPay card to transfer money to other UnionPay cards at any bank ATM, with a daily limit of 50,000 yuan. ATM inter-bank transfer transactions are mainly small, which belongs to inclusive finance service. According to the data of China UnionPay, ATM interbank transfer transactions 15% do not exceed 500 yuan, 35% do not exceed 1 000 yuan, and more than 70% do not exceed 3,000 yuan.

(2) The fees charged by banks are different, and there are roughly three charging methods.

The first category, ICBC, ABC, CCB and ATM inter-bank transfer fees, regardless of the same city and different places. If the amount of a single remittance is less than 2,000 yuan, a handling fee will be charged to 2 yuan; 2,000 yuan to 5,000 yuan, handling fee 5 yuan; 5,000 yuan to 1 1,000 yuan, handling fee 1 yuan; Remittance 10000 yuan to 50000 yuan, handling fee 15 yuan.

The second category, inter-bank transfer fees for Bank of China, Xingye, CITIC, China Merchants Bank, Minsheng and ATM, 3 yuan below 6,543,800 yuan, and 5 yuan between 6,543,800 yuan and 50,000 yuan; Inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan.

In the third category, the inter-bank transfer between Bank of Communications and ATM in the same city is charged at 0.5% of the transfer amount, and the inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan.

At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 200 yuan and the daily accumulated amount exceeds 600 yuan (this limit has been set at present and cannot be modified).

Alipay will implement SMS charging system from next year, that is, 20 14 1. Users who have started SMS notification are required to send verification code for each payment and charge 0.6 yuan/month every month.

If you don't open the verification code for each payment, usually the verification code sent when the single payment amount reaches 500 yuan and the daily cumulative consumption exceeds 1000 yuan is free.