Is the 360 letter owed to the lawyer at home really fake?

1. If it is a true lawyer's letter, the court will issue a subpoena on behalf of the other party to file a lawsuit against the user. This is a normal legal form to recover overdue funds, so don't worry too much.

2. If it's a fake lawyer's letter, put pressure on you on behalf of the other party, give users the illusion of suing you, and put pressure on users to handle it as soon as possible.