Haier Finance sued, can we still negotiate?

Haier Consumer Finance can negotiate for repayment if it is sued. If the repayment funds are difficult to circulate due to special circumstances during the loan process and the repayment needs to be negotiated, then the user can try two negotiation methods online and offline, as detailed below:

1. Online negotiation: For loans applied online, you can call the official customer service number to indicate the situation, and then negotiate for repayment;

2. Offline negotiation: If the loan is applied offline, you need to check whether Whether it is an institution lending money or an institutional agent lending money, please negotiate with the lending institution after clarifying it.

Haier Consumer Finance sues the user. If the user simply ignores it, he will receive a summons from the court. If the user does not participate, there will be no immediate judgment. Therefore, after the lawsuit is filed, the user is best to negotiate with Haier Consumer Finance and negotiate with both parties. If the negotiation is successful, Haier Consumer Finance will withdraw the case. If the case is appealed to the court, the court will intervene and let both parties negotiate first. If the negotiation fails, the court will make a decision. The court will rule that the user must lose the lawsuit, and the user will still need to Settle the loan from Haier Consumer Finance

Haier Consumer Finance has a three-day repayment period. Repayments within the repayment period of 1 to 3 days after the repayment date will still be counted as the user's normal repayment. . Haier Consumer Finance is a consumer finance company founded by Haier Group Corporation. It is a consumer credit company established with the approval of the China Banking Regulatory Commission. It is a legal and formal financial institution and one of the online lending platforms that specializes in providing loan services to users

Legal Basis

"Civil Procedure Law of the People's Republic of China"

Article 96: When hearing civil cases, the People's Court shall based on the principle of voluntariness of the parties and when the facts are clear On the basis of this, we can distinguish right from wrong and conduct mediation.

Article 97: Mediation in the People's Court may be presided over by a single judge or by a collegial panel, and shall be conducted on the spot as much as possible. When the People's Court conducts mediation, it can notify the parties and witnesses to appear in court in a simple way.

Article 98: When conducting mediation, the People's Court may invite relevant units and individuals to assist. The invited units and individuals shall assist the People's Court in conducting mediation.

Article 99: An agreement reached through mediation must be voluntary by both parties and must not be forced. The content of the mediation agreement must not violate legal provisions.