Bank account transaction limit

Screenshot of China Everbright Bank official website.

China Agricultural Bank official website screenshot.

Agricultural Bank of China: Recently, telecommunication network fraud is frequent. In order to ensure the safety of customers' accounts and funds and implement regulatory requirements, ABC will gradually adjust the personal online banking and transfer limits of some customers. If customers need to increase the online transfer limit, they need to bring valid identity documents and bank cards to any branch of the Agricultural Bank of China.

Official website screenshot of Shanghai Pudong Development Bank.

Shanghai Pudong Development Bank: Chengdu Branch, Changsha Branch, Fuzhou Branch and Hangzhou Branch of Shanghai Pudong Development Bank successively issued announcements on adjusting the counter business limit of personal bank settlement accounts, saying that the counter business limit of personal bank settlement accounts will be appropriately adjusted according to the situation.

Related Q&A: What does the one-day trading limit of 50,000 mean? Single limit: refers to the limit of each transaction. For example, the bill transfer limit is 5,000 yuan, and only 5,000 yuan can be transferred at a time. Daily limit: refers to the daily limit. For example, the daily transfer limit is 50,000 yuan, and no matter how many transfers the user makes that day, the total transaction amount cannot exceed 50,000 yuan. : (1) All banks in China have achieved a daily limit of 50,000 yuan for inter-bank ATM transfers. According to the regulations, cardholders can use any UnionPay card to make inter-bank transfers to other UnionPay cards at any bank ATM, with a daily limit of 50,000 yuan. ATM inter-bank transfer transactions are mainly small, which belongs to inclusive finance service. According to the data of China UnionPay, ATM interbank transfer transactions 15% do not exceed 500 yuan, 35% do not exceed 1 000 yuan, and more than 70% do not exceed 3,000 yuan. (2) The fees charged by banks are different, and there are roughly three charging methods. The first category, ICBC, ABC, CCB and ATM inter-bank transfer fees, regardless of the same city and different places. If the amount of a single remittance is less than 2,000 yuan, a handling fee will be charged to 2 yuan; 2,000 yuan to 5,000 yuan, handling fee 5 yuan; 5,000 yuan to 1 1,000 yuan, handling fee 1 yuan; Remittance 10000 yuan to 50000 yuan, handling fee 15 yuan. The second category, inter-bank transfer fees for Bank of China, Xingye, CITIC, China Merchants Bank, Minsheng and ATM, 3 yuan below 6,543,800 yuan, and 5 yuan between 6,543,800 yuan and 50,000 yuan; Inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan. In the third category, the inter-bank transfer between Bank of Communications and ATM in the same city is charged at 0.5% of the transfer amount, and the inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan. Transaction limit of Alipay: At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 200 yuan and the daily accumulated amount exceeds 600 yuan (this limit has been set at present and cannot be modified). Alipay will implement SMS charging system from next year, that is, 20 14 1. Users who have started SMS notification are required to send verification code for each payment, and charge 0.6 yuan/month every month. If they don't open the verification code for each payment, they will generally send the verification code when the single payment amount reaches 500 yuan and the accumulated daily consumption exceeds 1000 yuan. In addition: 1, it must be noted that Alipay has no quota setting function, so you can spend as much money as you have. It can only be said that when users pay a certain amount, they need to use the verification code bound by the mobile phone. Some banks have payment limits. When you pay with Alipay, if the balance is not enough, you must recharge it. Every bank has a daily limit. 2. At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 200 yuan and the daily accumulated amount exceeds 600 yuan (this limit has been set at present and cannot be modified). Alipay will implement SMS charging system from next year, that is, 2065438+2004 1, and users will be notified by SMS in all cases. 3. Every time you need to send a verification code for payment, you will be charged 0.6 yuan/month every month. If no verification code is required for each payment, it is usually free when the single payment amount reaches 500 yuan and the daily cumulative consumption exceeds 1 000 yuan.