Overview of the functions of Taishan Card

1. Multi-account function. "Taishan Card" contains a main current account, a fixed account and a special online payment account. The main current account can handle current savings deposits in RMB, Hong Kong dollars and US dollars; the fixed account can handle lump sum deposits and withdrawals in RMB, Hong Kong dollars and US dollars; and the dedicated online payment account can realize online shopping payment functions.

2. Multiple seed storage functions. In addition to the main account, "Taishan Card" can open various types of savings accounts such as current, fixed-term, fixed-term, and education savings in various currencies according to customer needs.

3. Deposit and redemption function. Deposits, withdrawals, transfers and other services of various types of savings can be handled at rural credit cooperative outlets in the same city; deposits, withdrawals, transfers and other services for current accounts can be handled in other places at rural credit cooperative outlets across the province; after joining the Rural Credit Bank Rural credit cooperative outlets across the country handle off-site deposits, withdrawals, transfers and other services for current savings accounts.

4. Account management function. Customers can apply to the credit union to designate multiple current accounts in their own names as contract transfer accounts for the card, and they can also apply for multiple current accounts in their own names or in the names of others to be contract transfer accounts. Funds can be transferred between the card owner's current account and the contract transfer account, and the funds in the card owner's current account can be transferred to the contract transfer account. Customers can transfer funds between the card owner's current account and the contracted transfer account or contracted transfer account through credit union teller machines (ATM), online banking, telephone banking (96668) and other channels.

5. Automatic transfer function. If there is a lump sum deposit and it expires, the bank will automatically transfer the deposit to the original deposit period with interest.

6. Card consumption function. At rural credit cooperatives and special merchants that have joined UnionPay, you can directly perform card settlement, inquiry and other functions.

7. Self-service withdrawal function. You can handle RMB current withdrawals, change passwords, third-party transfers, and check current account balances at the ATMs of the rural credit cooperatives where your account is opened; you can handle RMB current withdrawals at ATMs other than the place where your account is opened; you can automatically make RMB current withdrawals at other banks that have joined China UnionPay. RMB current withdrawals and current account balance inquiries can be handled at teller machines.

8. Self-service deposit function. Handle RMB demand deposit business at the self-service deposit machine of the rural credit cooperative where the account is opened.

9. Query manual function. When opening a "Taishan Card" at the counter, you can open an inquiry booklet. The inquiry booklet can be used to make up for the current day or historical transactions through the counter, self-service inquiry machines, etc., but it cannot be used for account transactions such as deposits, withdrawals, transfers, etc., and it cannot be used as an account. Balance confirmation conditions.

10. Telephone banking function. Rural credit cooperatives provide two types of telephone banking services: automatic voice service and manual service. Dial 96668 to obtain automatic voice services, and handle account inquiries, transfers, loss reports and other services according to voice prompts. Manual services provide 24-hour business consultation services and accept customer complaints.

11. Self-service pledge loan function. After signing an agreement with the rural credit cooperative, you can use your own local and foreign currency time savings deposits deposited in the card as pledge, and apply for a loan from the account opening bank through self-service equipment such as counters, telephone banking, online banking and self-service terminals, and you can apply for a loan through the above channels Self-service repayment.

12. SMS communication function. Users activate the SMS function at the counter. When accounting transactions occur in the account, the system automatically sends the transaction status to the customer's designated mobile phone, allowing customers to keep track of account changes at any time.

13. Collection and payment function. The user signs a collection and payment service agreement with the credit union with the card, which can process wages, water and electricity bills, telephone bills, mobile phone bills and other expenses.

Service channels: counter, telephone banking, online banking, SMS, self-service equipment, mobile banking.

Application method: If you need to apply to open a "Taishan Card": Apply at a business outlet. You can go to a Shandong Rural Credit Cooperative outlet with your valid ID card to go through the account opening procedures. When your financial assets exceed the scale specified by the credit union, you can open a high-level "Taishan Card" and enjoy better services.