How to inquire the net value of ICBC's wealth management products?

There are several ways to query the net value of ICBC's wealth management products.

1. First, you can log in to ICBC Mobile Banking and select Favorites-Investment and Wealth Management to inquire about the expected income of wealth management products.

2. Please log on to the ICBC portal and select the column "Personal Business-Financial Management-Financial Management Information-Information Disclosure", or log on to the mobile portal and select the column "Personal Business-Financial Management-Information Disclosure" to inquire about the net value of some financial products.

3. Please edit the short message "lcjz# wealth management product code" and send it to 95588 to check the net value of wealth management products. SMS Bank provides 7×24 hours service. You can easily enjoy the fast, professional and high-quality service provided by SMS Bank by sending SMS to 95588!

4. Please send "LCJZ# wealth management product code" on ICBC e-banking WeChat to check the net value of some wealth management products.

Operating environment: WeChat APP, version 6.7.0.

1. wealth management products, that is, products designed and issued by commercial banks and formal financial institutions, invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and issue them to investors according to contracts after obtaining investment income.

2. ICBC's wealth management products on sale include Tong Ling Express, e- Tong Ling, Zengli, Poly and Wenli series products.

3. ICBC's smart express wealth management products have 7 days, 14 days and 28 days, with no fixed term. Now the corresponding yields are 1.65%, 1.7%, 1.8%, 1.4% respectively. You can buy products for 7 days every week 1-5 weeks, and you can buy products for 14 or 28 days every few working days (consult the bank account manager for the specific date). This kind of intelligent express delivery can't be presented before the arrival date.

4. ICBC's stable wealth management products generally have a term ranging from 40 days to 1 year or even 3 years, and the income is much higher than that of similar fixed-term products. Take a one-year product as an example. At present, the one-year fixed interest rate is 2.25%, and the product yield is about 3.5% after 360 days. The income of stable income products can reach the interest rate issued at the time of raising. The essential difference between stable income products and time deposits is that you can withdraw money regularly in advance and calculate interest according to the current period, while wealth management products can only withdraw money after the expiration of the term, not in advance.