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JD.COM gold bars can't be borrowed for the second time? How long does it usually take for JD.COM Gold Bar to receive SMS?
Why can't JD.COM gold bars be lent for the second time?
In fact, no matter how many times a borrower applies for a gold bar loan, the system needs to re-evaluate it before each loan. It will score according to the borrower's current credit status, account usage and other factors. If the score reaches the standard, it means that you meet the conditions of the second loan, you can borrow, if the score is insufficient, the loan will fail.
When you find that your second loan failed, it may be that the borrower's debt ratio is too high in other places, and the repayment is overdue. It is also possible that the JD.COM system is being upgraded, which makes it impossible for users to provide normal credit services when applying for loans. In addition, if the borrower has overdue repayment during the previous use of JD.COM gold bars, it will directly lead to the rejection of the second application for JD.COM gold bars.
How long does it usually take for JD.COM Gold Bar to receive SMS?
Under normal circumstances, if the borrower's gold bar is withdrawn, he will receive a text message within 5 minutes. Moreover, this short message is only a simple notification short message, and the borrower does not need to do anything else. If the borrower is prompted to register for any other platform or other operation, it is a scam in all likelihood, and everyone should pay attention!
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