Is it true that credit card loans can be reduced or increased by sending text messages?

If you just send a text message to tell you that you can reduce or increase the reserve fund, it may be false, because the amount is uncertain, just to attract you to predict the use, it is recommended not to use it. There are many scammers and scams on the Internet now.

I. Introduction to Credit Card Loan

Card loan is a loan service platform launched by Shanghai Weixin Huizhi Financial Technology Co., Ltd. Card loan can solve credit card troubles through online and self-help, from application, credit granting to lending. The card loan has realized the fully automatic review and acceptance process through the fully intelligent decision-making system. Users can submit application information online through the WeChat service number of the card loan or the card loan APP to obtain and verify personal data. Credit approval can be used to repay the credit card after successfully obtaining the credit limit.

Second, how to choose a formal online lending platform

With the increasing number of online lending platforms, there will be some problems in our choice, and we are always afraid of being cheated by bad online lending companies. In fact, the best way is to choose a formal bank loan. If you must make a loan on the online lending platform.

1, we need to know our own situation, whether it is high loan or small loan, and then choose bank loan or online loan according to our own situation.

2. Be sure to see if you meet the loan conditions of the online lending platform, whether it is a bank or a small loan company. Must comply with the provisions of the loan personnel and various conditions.

3. Be sure to choose a formal online lending platform. There are some third-party platforms on the online lending platform, and the status and enthusiasm of professional testing platforms are very high. All online lending platforms and investors are active on third-party platforms, from which we can get a general picture.

4. Find a suitable online lending platform, including interest and years, and whether you can afford it. Choose the appropriate term and interest according to your income level and affordability, and never choose usury.

When you are on the website, you must ensure the safety of your funds, account numbers and passwords. At the same time, we should be clear about the whereabouts and sources of our own funds, and choose a formal online lending platform to ensure the safety of our own funds.

6. Pay attention to the lending time and channels of the loan company. Now many fraud companies will ask customers to pay deposit fees. These are all lies. Regular banks and loan companies will not have any other surcharges, and the amount of loans will be as much as possible.