Is mobile phone loan reliable?

Mobile phone loan is an App launched by Beijing Yu Xiang Financial Services Outsourcing Co., Ltd. In April, 2065438+2009, due to the illegal act of uploading users' address book information, the mobile phone loan was ordered to be removed from the shelf by Guangdong Communications Administration, and the enterprise was given an administrative penalty of warning.

Mobile phone loan is an unsecured personal credit loan information value-added service platform jointly developed by Yu Xiang Jin Fu and China Mobile, which matches the credit resources of many formal financial institutions. At present, the mobile phone loan platform has successfully launched mobile phone IOUs, provident fund loans, mortgage loans, installment housing, contract benefits, phone bills and other products.

When a large loan is needed, it will basically involve checking credit information, mainly to reduce risks. Therefore, if you want to apply for a higher loan, a good credit record is the basic condition for obtaining a high amount. Pay attention to keep your credit information good in daily life, pay back your credit card on time, and don't owe water and electricity bills.

In order to obtain a high credit line, proof of property is still necessary. If you can provide real estate license, proof of provident fund payment, running salary, driver's license under your own name, etc. It will greatly improve the scattered lines.

For some high-risk occupations, such as aerial work and blasting operation. If the work unit is relatively stable, such as the government, institutions, listed companies, etc. These can increase the amount authorized by the applicant.