How to open the credit card limit of Bank of Communications?

According to the regulations on the use of bank of communications credit cards, users do not have to actively open bank of communications credit cards that exceed the limit. As long as the user handles the Bank of Communications credit card, the Bank of Communications credit card will automatically issue a certain amount of over-limit fee to the cardholder. According to the regulations, the over-limit amount of the Bank of Communications credit card is 10% of the credit line of the credit card, that is, when the credit line of a credit card is 10000 yuan, the over-limit amount of the credit card is 1000 yuan.

The definition of Bank of Communications credit card is that the accumulated credit limit used by the cardholder exceeds the credit limit approved by the issuing bank. Strictly speaking, exceeding the limit is not an invisible limit for cardholders. Therefore, after users use the Bank of Communications credit card, they need to charge an over-limit fee, which is generally 5% of the cardholder's over-limit amount, and the minimum is RMB 5 yuan or 1 USD.

Overlimit consumption requires higher expenses, and users are advised not to use the over-limit value as much as possible. If the limit is not enough, the cardholder can choose to apply to the Bank of Communications credit card to increase the temporary limit.