How to get a mobile banking loan from a credit cooperative?

How to borrow money from the mobile phone of rural credit cooperatives?

First, how do rural credit cooperatives lend?

Rural credit cooperatives are places where many farmers will apply for deposit and loan business. If you want to apply for loans in rural credit cooperatives, the specific operation steps are as follows:

Step 1: First, apply to the rural credit cooperatives.

Step 2: After applying, you should submit the information needed for the loan to the rural credit cooperatives. Generally, it is necessary to prepare the original and photocopy of the valid ID card of the applicant and his spouse, as well as his personal credit inquiry authorization, and also to prepare the opinions of the main members of the applicant's family to agree to borrow money. If it is a farmer rated by a rural credit cooperative, it is necessary to provide rating certificates and credit information.

Step 3: After submitting the relevant information, you need to fill in the loan application form under the guidance of the account manager of the rural credit cooperative.

Step 4: Investigate before accepting the loan according to the date agreed by the rural credit cooperatives.

Step 5: After the investigation, the applicant only needs to wait for the investigation results of the rural credit cooperatives.

Step 6: If the rural credit cooperative approves your loan application, you need to go to the rural credit cooperative and sign the Farmers' Credit Loan Contract in person.

Step 7: After the face-to-face signing, you can use the face-to-face signing loan receipt to withdraw cash.

Two, rural credit cooperatives loan guarantor shall bear the following responsibilities according to the different ways of guarantee.

1. As the guarantor of the general guarantee responsibility, he has the priority right of defense. That is to say, before the debtor's property cannot be performed after enforcement, the guarantor may refuse to assume the guarantee responsibility to the creditor.

2. As a guarantor of joint and several liability, he shall bear the same repayment liability as the debtor and shall not enjoy the right of defense. That is, regardless of whether the debtor has property or not, the guarantor has the obligation to undertake the guarantee responsibility and repay the debt to the creditor.

3. If a specific property (real estate, etc.). ) is mortgaged to provide a guarantee, when the debtor fails to perform the debt, the credit cooperative can apply for auction and sale of the property, and the property will be paid in priority.

How to borrow money from mobile banking of rural credit cooperatives

Mobile banking of rural credit cooperatives takes loans according to the process.

1. You can take your ID card and your credit union bank card to the nearby outlets. Take your mobile phone and data cable with you when you go through the formalities. The bank administrator will install the credit union online banking software for you, or bring a USB flash drive. When going through the formalities, you can ask the administrator to add all the cards or passbooks in your name to the mobile banking.

2. Enter the password twice, one is the login password and the other is the transaction password, or you can set it as the same password and then modify it on your mobile phone.

3. Login to Mobile Banking Version 6.7.0: Open the installed software and the login interface will appear. One is to log in with the mobile phone number, enter the registered mobile phone number in the mobile phone number and enter the password set in the bank in the login password. In the login interface, switch to nickname login. You can log in with a nickname and login password, and set it after logging in to the operator for the first time.

4. Click OK to log in and open the software home page. We can see the following interface. Click the enter main menu button to enter the main menu, account inquiry: click account inquiry in the main interface to enter the account inquiry interface, which contains the account you applied to open.

5. Account Management: Click Account Management in the main interface to open the account management interface, including associated account management and general payee management. Click "Downlink Account Management" to view the mobile banking account you applied for. You can borrow money from mobile banking.

How to operate the commercial loan of mobile banking in rural credit cooperatives?

Mobile banking commercial loan operation:

1. Log in to the bank mobile APP first and select the commercial loan menu;

2. According to the demand, choose the commercial loan type and fill in the loan amount, term and other information;

3. Choose the loan purpose according to my actual needs;

4. Provide relevant information, such as bank flow, product code, etc. , for uploading;

5. Make specific application according to the loan mode provided by the bank;

6. Submit the loan application and wait for the loan review;

7. Receive the approved SMS and complete the loan issuance as required.

How to handle loans in mobile banking of rural credit cooperatives?

Mobile banking that can enter rural credit cooperatives generally has a loan column. See what kind of loan you are suitable for, and then follow the system prompts. It is recommended to apply for a loan with high credibility. Mo Long Platform mainly deals with corporate tax bill loans, mortgage loans, non-car loans and other loan projects. Good reputation, trustworthy!

Pocket Bank Application Process: Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown in the following figure. Step 2: Select the "Netjet Loan" product, as shown in the following figure. Step 3: Enter the NetJet loan introduction page, where the pre-loan amount can be displayed. Click Apply Now, as shown in the figure below. Step 4: Enter the application page. On the application page, select the loan purpose, loan and repayment account (registered by Zhang Yin), confirm the personal contact information, check the consent option below, and then select Submit, as shown in the following figure: Step 5: Select the loan, enter the signing information interface, click "Next" after confirming that the information is correct to enter the face-brushing authentication, click "Start Authentication" after the authentication is successful to enter the final signing interface, and click "OK".

If you want to know more about the decoration loan, please consult Morlon. Moerlong has the most professional internet finance platform in China, covering 37 1 city in China, with more than 2 million registered users, and providing tens of billions of yuan in loan services to various customers every year. 20 15 Softbank China capital becomes Morlon shareholder. Softbank China Capital is a leading venture capital institution in China, and has successfully invested in a series of outstanding enterprises such as Alibaba, Taobao, Focus Media and IWC. 20 16, Morlong brand upgrade, financial technology projects launched at the same time. Up to now, a complete technical system for loan assistance business and an intelligent risk control system for big data have been formed, and professionalism is worth choosing.

Can Fumin Card of Inner Mongolia Rural Credit Cooperative get a mobile phone loan on Saturday and Sunday?

Credit cooperatives can lend money on Saturdays. Most credit unions are open on Saturdays, and users can go to credit union outlets to handle personal business. As for the company's business, it is not supported on weekends. If users want to apply for company loans, please do so on working days. In addition, if you apply for a loan on Saturday, generally speaking, you can't get the loan funds on the same day. Credit cooperatives will arrange loans only after passing the examination and signing the contract.

This is the end of the introduction of mobile phone loans and mobile banking loans of credit cooperatives. I wonder if you have found the information you need?