Can I just delete the sheep's small baa and not return it?

1. After the Yang Xiao expires, the account will be locked and cannot be used again. The customer can only perform the repayment function and cannot use it again after repayment. This is not only a hard requirement for Yang Xiao, but also for all lending platforms. Customers must not be overdue.

2. After Yang's overdue behavior appears, he will receive an overdue reminder message first. If he uses it without repayment, he will receive a collection call. This is just a kind reminder that users need to repay. Although Yang can't get the credit, it doesn't mean he can't repay.

3. If the user doesn't repay the loan for a long time, he will be informed of the contact person and burst the address book. If there is a serious overdue explosion in the address book, it will have a certain negative impact on the work and life of users. For the normal use of sheep, everyone should not be overdue.