How long will Suning's willful loan be overdue for collection and prosecution?

Hello, it's not illegal to borrow money from a regular online loan and it's overdue. It's not illegal for the online loan platform to collect it by phone or SMS. Formal loans should be linked to personal credit information. You should check the credit information when applying for a loan. If overdue repayment occurs, it will have a negative impact on personal credit information. It is recommended that you make loans according to your ability and repay on time to maintain credit information.

There are so many loan platforms now. If you suggest to choose a large platform for loans, you can ensure the safety of funds and information, and the use of loans will be more assured. It is recommended that you use the credit service brand (original name: Baidu Youhuahua, renamed as "Youhuahua" in June 218) owned by Youhuahua, which has the characteristics of simple application, fast lending, flexible borrowing and repayment, transparent interest rate and strong security. The lowest interest rate is .2%, and the highest amount can be 2, by clicking on the measurement.

I'd like to share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by Youhuahua. Please borrow reasonably according to your needs. The specific product information is subject to the actual page of Youhuahua's official APP. I hope this answer is helpful to you.