Will you be sued for owing Suning Finance 3500 yuan?

As the case may be, judging from the current collection policy adopted by Suning Financial Loan, most people will not be prosecuted, but will be collected by telephone or worried about collection. Generally speaking, only a few people with very bad overdue behavior will be sued by Suning Financial Loan.

What is bad overdue behavior?

1. Is the loan overdue for more than 3 months after loans overdue?

2. Ignore the phone calls and text messages of the collection personnel, complete them out of thin air, or attack or threaten the collection personnel with bad words;

3. The amount of arrears is relatively large, and the amount is more than 1 ten thousand yuan;

4. Have sufficient repayment ability, but are unwilling to fulfill repayment obligations.

Suning's financial loans are granted by regular licensed financial institutions such as Suning Bank and Suning Consumer Finance. If the financial loan in Suning is maliciously overdue for more than 50,000 yuan, it may touch the crime of loan fraud and will be investigated for criminal responsibility. In China, the sentencing of loan fraud is relatively heavy, and the maximum sentence can be life imprisonment.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.