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How does CCB card receive overseas RMB remittance?

I couldn't before, but now I can:

1. Bank wire transfer, but China Bank does not support NZD, and the bank handling fee is too high. . .

2. Western Union, if Western Union wants to go to outlets, the handling fee is quite high.

3. Panda express remittance is faster, suitable for small and medium-sized accounts, with a conscientious handling fee and a good exchange rate.

4.paypal and the like, the speed is ok.

Overseas Chinese remit money quickly and the exchange rate is good, but it would be better if the handling fee could be lower.