SMS: "Congratulations on becoming the preferred user of XX Bank Credit Card (Gold Card)"

"Congratulations on becoming the preferred user of XX Bank Credit Card (Gold Card)"

......

Will you apply for a credit card after receiving this message?

"Look at the case first"

Mr. Zeng of Nanjing once applied for a credit card online. On April 1, Mr. Zeng received a phone call, and the other party asked if Mr. Zeng needed to handle it. If you need to check the daily account, Mr. Zeng needs to deposit it in the daily account provided by the other party and then return it to Mr. Zeng. After remitting 10000 yuan to the bank card provided by Mr. Zeng, he found that he was blacked out by the other party and realized that he had been cheated.

Describe in detail the pits in Mr. Zeng's deception:

If you search for a credit card in your browser, all kinds of information will come into your sight. However, it is very likely that the scammer is operating behind the link. After filling in the link, collect your ID card, name and phone number, and then make the next fraud.

After receiving the call, Mr. Zeng casually believed the other party and did not verify the identity of the other party. This is a very serious mistake.

You really don't need to make a running account when applying for a credit card. If necessary, you can decisively judge that the other party is a liar.

For frequently received mobile phones

Although I don't know its truth.

But some people will call the relevant customer service to ask if the content of the short message is credible.

Some people will be "lured" by the content of the text message after seeing it, and voluntarily fill in the relevant information.

Is the content of these short messages true or false?

Just call and ask!

The following is a conversation with the customer service of a bank credit card center:

Excuse me, I got a message saying that I can apply for a credit card of 50,000 yuan. Is the link on the short message true?

It is recommended that you use the relevant links on the official WeChat account in our credit card center.

The customer service lady did not explicitly inform the authenticity of the SMS link, but suggested applying for a credit card on the official WeChat account. It is not recommended to click on the link on the SMS.

Since the customer service answered this question, we will receive this kind of information in the future, and there are also friends who need to apply for credit cards. Don't click on the link on the text message to deal with it. Before handling, you can ask the customer service related handling channels.

① Don't believe in private lending and lending advertisements on non-bank official websites at will;

Anyone who needs a running account for a credit card is a liar;

3 when receiving a strange call, you must first verify the identity of the other party;

There are many ways to handle credit cards now, such as bank counters and official WeChat accounts. It is suggested to call the customer service of the relevant bank to inquire about the handling method.