Bank of Ningbo large deposit interest rate 2022, four deposit inquiry methods

In 2022, the initial deposit amount of large deposits in Bank of Ningbo is 200,000, and the interest rate of large deposits is 1 year, 2.8% for two years, 3.45% for three years and 3.95% for five years. There is no benchmark interest rate for large deposits, and the interest rate is determined by the bank according to its own situation. The above is the related content of Bank of Ningbo large deposit interest rate 2022.

What are the deposit inquiry methods?

1. Inquire at ATM: First, find a suitable ATM at the bank service point, then insert the bank card of the deposit account into the card slot, enter the corresponding login password according to the prompt, and select the inquiry function to inquire about the balance on the card;

2. Check at the service desk: users should bring their ID cards to the bank service desk. After handing over the bank card and ID card to the staff, the staff will help to check the balance, and the staff will notify the user after checking the balance on the system;

3. Use SMS to inquire the balance: write the balance inquiry information and send it to the bank. After sending it successfully, you will receive a short message from the bank, and you can query the balance of deposits and other information by querying this information;

4. Inquire through bank customer service: Call the bank customer service hotline and follow the prompts to inquire about the balance.

What deposits do you have?

1, demand deposit, time deposit: demand deposit has the least interest, good operation flexibility and various forms of time deposit. Early withdrawal will calculate interest according to demand, which can be said to be the most common deposit method;

2. Notice deposit: according to the notice deadline, it is divided into 1 day and 7 days, and the 7-day notice deposit is to notify the bank to withdraw money 7 days in advance. Generally speaking, the interest rate of notice deposit exceeds the current demand and is lower than the fixed deposit, so many people will deposit short-term idle assets into notice deposit;

3. Large certificate of deposit: characterized by a large amount, a purchase threshold of 200,000, and an interest rate exceeding the time deposit of the same period, it is more worthwhile for high-net-worth users to choose this kind of goods;

4. Structured deposit: Structured deposit is not a deposit commodity, but a bank's investment and wealth management product that guarantees fluctuating income. It is an upgrade of general deposits, which is linked to some indicators of interest rates and rates. If these indicators are achieved, then you can get higher returns. If they are not satisfied, the income will not be so high, but the capital is still there.

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