What's the difference between account balance and available account balance?

The balance of ICBC's credit card account refers to the credit cards currently available to credit card holders. That is, the credit limit of your credit card is useless. To put it bluntly, it is the credit limit that can be overdrawn at present.

Two. available available

Available balance refers to the unused credit limit in your credit card. To put it bluntly, it is the credit limit that can be overdrawn at present.

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Three. The difference between the two

The difference between the two is that the balance is the amount of current bill repayment, and the available amount is the amount that can be used. If the card friend still doesn't understand, just remember this.

Usually, if the cardholder fails to repay in full, the balance of the bill will be displayed as * * yuan. The cardholder overpays, and the excess part is shown as-* * yuan. "A negative sign indicates that the credit card account has a balance, and no negative sign indicates that the credit card has not been paid off."

When the current balance is "0", it means that your credit card limit is not overdrawn. When the available balance is "9000", it means that this card still has this limit for overdraft or consumption.

Available balance: refers to the currently available line, including deposit and credit line, excluding the used line.

If the available balance is less than the account balance, you can find the reasons from the following aspects:

1. Whether there are unrecorded funds (funds) in transit;

2. Has the court frozen the company account? The technical term is "property preservation", which is applied by the plaintiff and approved by the court. Property preservation can be during litigation or execution.