How to check the transfer receipt?

Normally, after completing the bank transfer procedure, the bank will issue a transfer receipt as the user's transfer transaction voucher. Under normal circumstances, bank transfer receipts can be directly queried electronically. Taking Bank of China as an example for detailed analysis, the query steps are as follows:

1. Users can use Baidu Browser (13.0.0.10) to log in to Bank of China Online Banking ( /) Query the electronic receipt of transfer.

2. First, the user needs to log in to Bank of China online banking.

3. After logging in to your personal account, select "Transfer" to enter the page;

4. Then click on the transfer record on the left and select "Account Management - Electronic Reply Inquiry"; < /p>

5. Enter the transaction start date and transaction end date to query, and then select "Receipt Download" to download and print the transfer receipt.

The essence of remittance and transfer is the same. They are both transfers of funds. However, there are still certain differences between remittances and transfers in different banks. Taking the four major banks as an example, transfers between internal accounts of China Construction Bank, whether between cards or between cards and passbooks, are considered transfers. In other cases, they are remittances. However, the handling fee standards for remittances and transfers vary among banks.

The difference between remittance and transfer:

1. The information provided by the two is different

You do not need to provide a bank account number for remittance, you only need to present your ID card If you need to remit cash, you can remit the money to the payee's bank account through the bank counter. The transfer requires a bank card and personal ID card. No cash is required. Transfer directly through the bank card.

2. Different operation methods

Remittances are generally operated at bank counters. You can also deposit money into a self-service deposit machine through a self-service deposit machine and deposit the money into the account. . Transfers can be operated through various methods such as counter, self-service equipment, online banking, and mobile banking.

3. Different operating hours

Remittances and transfers through the counter must be done during the bank's business hours. Transfers can be made through self-service equipment, online banking, mobile banking, telephone banking, etc., and can be operated within 24 hours.

4. The arrival speed is different

Remittances to our bank account will arrive in real time as long as they are from the same bank. Remittances to other bank accounts will normally arrive on the same day during business hours on working days before the bank clears the funds. Transfer means that through online banking, funds can be received quickly across banks, or even in real time. Online banking has three special remittance channels: real-time payment of large amounts, real-time payment of small amounts, and online banking interconnection to realize real-time payment of large amounts.

5. Remittance is also called "remittance payment"

One of the international settlement payment methods. A business processing method in which the payer actively remits money to the payee through a third party (usually a bank) using various settlement tools. There are usually four basic parties in the remittance business: the remitter (i.e. the payer), the remitting bank, the remitting bank, and the payee.