The mobile phone received a short message from the credit card center, saying that my peony credit card with the suffix XXXX had a minimum repayment of more than 340 yuan.

At present, I can only pay back the money. The original card still owes money before reporting the loss. You can only take full responsibility yourself, but you can contact the bank first to explain the situation and prove that you have not received the repayment notice before, which may help you not to enter the bank blacklist.

Don't worry, the bank just contacted you now and won't arrest you. As long as you pay the minimum repayment required by the bank every month, the bank will not sue, otherwise, it will sue.

For the total amount owed, please call 95588 for manual inquiry. After verifying the identity information, the customer service will tell you the specific situation. Generally speaking, the minimum repayment amount is 65438+ 00% of the total amount, and you owe at least 3400 yuan, and the interest is five ten thousandths per day, so the sooner you deal with it, the better.

Regarding the last four digits of the card number, because you reissued the card later, the bank recorded the card number of your new card, so it doesn't match the original letter. You should also determine the status of the new card to avoid theft.