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What does the grant from China Agricultural Bank mean?

It should be a credit line.

Credit line refers to a flexible, convenient and recyclable credit product provided by banks to customers. As long as the credit balance does not exceed the corresponding business category indicators, short-term credit can be provided to customers quickly, regardless of the accumulated amount and the number of issuance.

Pre-credit of ABC refers to the estimated loan amount given by ABC after comprehensively evaluating the credit status and repayment ability of customers, but this amount is only a preliminary estimated amount, not a real credit amount. If the credit line is to be revoked in the future, it is often necessary to conduct a more rigorous review again.