Father has a problem with the credit report. Can a son be a soldier?

No, parents' poor credit information will not affect their children's political review when they are soldiers.

First, parents on the credit blacklist will affect their children, which is reflected in:

(1) affects school attendance;

(2) It will affect job hunting, and the serious stain of parents' credit information will also affect their children's employment. Children admitted to civil servants, career preparation, and work in large enterprises may be rejected because their parents' credit information is seriously poor.

Second, remedial measures for bad credit reports:

1. If the short-term overdue is caused by personal reasons, the user should pay off the overdue money in time. And call the customer service of the corresponding lending institution to inform that it is not malicious overdue, and it is best to issue a non-malicious overdue certificate to minimize the impact on credit reporting.

2. If it is seriously overdue for personal reasons, you can only settle the overdue money, and the system will automatically resume credit investigation after five years.

3. If the overdue period is caused by non-personal reasons, such as delayed collection of accounts by banks or loans handled by others under false names, then provide relevant supporting materials to lodge objections and complaints with the central bank's credit information center, and the bad credit information records can be revoked after verification.

4. If it is because of frequent loan application that the credit information is spent, it is suggested that users stop applying for loans, don't inquire about their credit information, keep good repayment habits, and keep credit information for a period of time, then the credit information will be spent too much. Things will get better.

3. How to check personal credit report?

There are two methods, one is on-site inquiry, and the other is online inquiry. On-site inquiry means going to the credit window of the branch of the People's Bank of China with your ID card, and paying attention to truthfully filling in the personal credit report and my inquiry application form.

Online inquiry is to log on to the official website of personal credit information service platform of China People's Bank Credit Information Center, first register users, verify identity information online, and submit registration application and inquiry application; If you pass the authentication, you will receive a short message with an activation code. You need to log in to the website and activate the user within 7 days. After the application is submitted, you will receive a short message containing the inquiry code, which can be used to inquire about the credit report. The query code is valid for 7 days.

legal ground

The Regulations on Credit Information Management stipulates that the credit information business mentioned in these Regulations refers to the business activities of collecting, sorting, saving and processing the credit information of individuals, legal persons and other organizations according to law, and providing credit reports, credit scores and credit ratings to the outside world. Administrative organs, judicial organs and organizations authorized by laws and regulations to manage public affairs collect, sort out and preserve credit information related to the performance of their duties, or provide information formed in the course of performing their duties that should be made public according to law.

Article 8 Citizens under any of the following circumstances shall not be recruited for active service.

(1) Spreading politically incorrect remarks, and writing, editing, publishing or publishing politically incorrect articles or works.

(2) Having been subjected to criminal punishment, reeducation through labor, asylum education or administrative detention.

(3) Being under investigation for being suspected of violating discipline and law, or being investigated, prosecuted or tried.

(4) Being expelled from public office, ordered to resign, expelled from school, expelled from the Party, placed on probation, or expelled from the Party for serious mistakes.

(five) there are signs of underworld organizations or criminal gangs, which are detrimental to the national image and social morality.

(6) Having close ties with people with complex political backgrounds at home and abroad and being politically suspected.

(7) Those who have participated in cult organizations or activities, and those who have participated in harmful martial arts organizations or actively participated in activities, their main family members, immediate family members, members with major social relations or other relatives who have great influence on themselves are the backbone members of the cult or harmful martial arts organizations.

(eight) I or major family members, immediate family members to participate in ethnic separatism, violence, terror, religious extremism and other illegal organizations, underworld criminal gangs, or major social relations members have carried out activities or other relatives have a significant impact on me, is the backbone of the illegal organizations.

(9) The main family members, lineal relatives, members with major social relations or other relatives who have a great influence on me have been subjected to criminal punishment, expelled from the Party, dismissed from public office or have serious illegal problems that have not yet been ascertained, and I have sheltered or retaliated. (10) The main family members have committed crimes endangering national security or serious political problems, and I cannot draw a clear line.

(eleven) other circumstances that do not meet the political conditions for enlistment for active service.