I received a loan and guarantee message, but I didn't check the credit information. Is this message fake?

If there is no credit check, it is fraud. Don't trust short messages easily. It is more reliable to go directly to the relevant departments for consultation.

Information fraud refers to the use of mobile phone text messages to defraud money or finance. With the improvement of people's cognitive level, the language and content in short messages are changing with each passing day. Even the words "Notary Office Notice" appeared. And these are just the tip of the iceberg of fraudulent text messages.

Common online information fraud includes shopping fraud, winning fraud, impersonation fraud, business investment fraud, online dating, sexual services and other online fraud; Telecommunication fraud includes impersonation of public security law fraud, false winning, tax refund, contraband fraud, impersonation of others' telecommunication fraud, intimidation and extortion fraud, etc.