How to write an iou for business arrears?

I (the debtor) _ _ _ _ _ _ _ _ _ (ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ On _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Both parties agree that the people's court at the creditor's domicile (which changes with the change of the creditor's domicile) shall have jurisdiction over all kinds of lawsuits arising from the relationship between creditor's rights and debts; Lawyers' fees, legal fees, arbitration fees, transportation fees, lost time and other expenses or other losses arising from the creditor's recovery of the debt shall be borne by the debtor. Both parties agree that this agreement is enforceable. According to this! Debtor: Sign by hand print.

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Remarks: All figures must be capitalized, and the capitalization of figures is generally one, two, three, four, five, six, seven, eight, nine, ten, one hundred, thousand and ten thousand. At the same time, you should press your fingerprints at the place where you sign.

Matters needing attention in writing loan IOUs

1. The creditor shall examine the debtor's identity document and require the debtor to write the iou in person. If the debtor gives the creditor a pre-written IOU, it does not rule out the possibility that the debtor's signature in the IOU is signed by someone else. When creditors demanded money back, they refused to pay back on the grounds that it was not their own handwriting. If the IOU is printed, it is best to ask the borrower to sign, stamp and fingerprint the borrower's signature column.

2. If the borrower is also the legal representative or person in charge of a company, the creditor must make it clear whether the debtor is the borrower himself or the company or enterprise he represents. Legally speaking, the legal representative or person in charge can engage in civil acts including payment on behalf of the company or enterprise. If the creditor is not clear about the identity of the debtor, there may be confusion about the identity of the borrower. The direct consequence is that creditors will face mutual prevarication between companies or enterprises and borrowers in future lawsuits, which will bring trouble to the realization of creditor's rights.

When lending money to a friend, you'd better leave a copy of his ID card to prepare for possible litigation in the future. Therefore, the IOU must be filled out by the debtor himself.

Keep the IOUs properly. Special attention should be paid to prevent the white bars from being stolen, lost and polluted, and the storage place should be safe and reliable, not easy to get wet and not in contact with chemicals. At the same time, it is best to make several copies, and then you can issue copies to the borrowers first to ensure the safety of the original.