Is the risk control specialist just for collection?

Risk control specialists are not necessarily responsible for collections. In fact, collection is only part of the risk control specialist's responsibilities. Risk control includes three parts before lending, during lending, and after lending. Therefore, under normal circumstances, the position of risk control specialist is responsible for reviewing the customer's information before lending, and the borrower's relevant data management and statistics during lending. , and is responsible for promptly reminding the borrower to fulfill its repayment obligations after the customer successfully obtains the loan.

The full name of the risk control specialist is? Risk control specialist. As a risk control specialist, his duty is to reduce the possibility of risk events and try to control the consequences of risks. loss. Therefore, a risk specialist must have knowledge reserves such as industry knowledge, financial knowledge, legal knowledge, and business knowledge.

Normally, the job responsibilities of the risk control specialist mainly include the following aspects:

1. The risk control specialist needs to investigate the customer's personal information and credit information before the customer lends money, After the investigation is completed, a feasibility report with preliminary opinions will be written.

2. The risk control specialist needs to maintain the relationship with the customer, and the risk control specialist needs to pay regular return visits to the customer.

3. The risk control specialist is responsible for answering customer questions during the entire loan project and providing consulting services for customer financing business.

4. Risk control specialists also need to optimize the internal review process for customers and formulate relevant management charters to provide innovative risk services for their institutions.

5. The risk control specialist needs to provide corresponding risk reminders for all risk points that may arise in the business operation project.

6. The risk control specialist is also responsible for reminding customers whose loans are about to expire to repay on time.

7. The risk control specialist needs to personally fill in the contract text and relevant legal documents with the customer to ensure the completeness and authenticity of the customer information.