How to operate Everbright Credit Card points to offset the annual fee?

1. Cardholders can call the credit card customer service telephone number of China Everbright Bank at 400-788-8888, switch to manual service according to the voice prompts, and apply to the customer service staff to deduct the annual fee with points. 2. If the credit card holder has enough points to offset the annual fee, China Everbright Bank will also send a short message to remind the cardholder that the annual fee can be offset, and China Everbright Bank will also send a short message to remind the cardholder that the annual fee can be offset with points, and the cardholder can directly reply to the short message to complete the deduction.

First, besides deducting the annual fee, there is a second-best way to reduce the annual fee. When the cardholder applies to downgrade the Platinum Card to a normal card or a gold card product, it will not generate an annual fee as high as 1 188 yuan. Of course, the cardholder will not be able to enjoy the high-end benefits of the Platinum Card. The annual fee can only be exchanged within the validity period, and the calculation rules of the validity period are as follows: 1 If the card is issued in the first year, the validity period is within 2 natural months after the annual fee is generated; For example, if the annual fee is generated on any day of June 5438+ 10, 2020, you can call China Everbright Bank to apply for annual fee deduction before June 5438+February 3 1 2020. If it is not the first year, the redemption period of unlimited card is within 2 natural months after the annual fee is generated, and the redemption period of diamond card, platinum card and Zunshang card is within 2 natural months after the annual fee is generated.

2. China Everbright Bank Credit Card Center was founded in July 2003 and formally established at the end of 2003. Directly under the head office of China Everbright Bank, it is a credit card center serving consumers within the framework of state-owned holding and international financial organizations participating in national joint-stock commercial banks.

3. Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of Sunshine Card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange, which makes your credit card more worry-free. For foreign currency transactions, Everbright Bank will settle at the exchange rate of the day. To withdraw cash from an ATM with the "UnionPay" logo posted overseas, you need to pay a withdrawal fee of RMB 1% of the transaction amount, with a minimum of RMB 15.