Joke Collection Website - Blessing messages - Is it true to insure one yuan and six million yuan?
Is it true to insure one yuan and six million yuan?
Is it true to insure one yuan and six million yuan?
(1) 1 What does 6 million yuan insurance mean?
1 yuan insurance's 6 million guarantee is-1million medical insurance, which is provided by many insurance companies, such as Taikang Online and Zhongan Online Insurance. , not only refers to the two companies, but also refers to the millions of medical insurance as long as it is 1 Fuehrer's monthly 6 million guaranteed medical insurance;
(2) Is it true?
Although it is an advertisement, with 1 yuan as the gimmick to attract customers' attention, it is true that 6 million yuan guarantees one yuan, but several details should be clarified:
The first is the first month 1 yuan, not every month 1 yuan, and there will be a price tag for every age group. The other 65,438+065,438+0 months need to be deducted by apportionment. Suppose a 55-year-old person is insured, and one year's social security will have 1 155 yuan.
The premium at the back should still be paid to the insurance company at least one point.
Secondly, we should pay attention to health notification. Many people fill in the basic information on the insurance page of the product, check the following options and jump directly to the payment page. They don't pay attention to the health notice. This is too important to be ignored. It is important not to pay compensation after the accident.
Finally, the default automatic deduction. Usually the location is hidden, and the general product opens directly by default. The next month, the money in the bank card was deducted, which made many people feel uncomfortable.
(3) How to buy millions of medical insurance?
Although many people ask whether it is true to insure 6 million yuan with one yuan, there is nothing wrong in theory. The first month 1 yuan. If you are in good health, the purchase will not be affected. However, for some sub-healthy, older people who are sensitive to funds, this "one-yuan insurance of 6 million" will play a role from the perspective of default automatic deduction, health notification or ignorance.
So it involves how to buy millions of medical insurance and what to focus on. Generally speaking, excellent million medical insurance should pay attention to three points, in order:
1, the renewal time is the best, and it is guaranteed to be renewed for 20 years as far as possible;
2. The safety responsibility is comprehensive, including hospitalization, specific outpatient service, outpatient operation and outpatient service before and after hospitalization;
3. Value-added services are more practical, and the products cover hospitalization advance payment, drug purchase reimbursement, green link for serious illness, follow-up visit, etc.
Is it true that one yuan is insured for six million yuan? How to buy one million medical insurance? I hope it will help everyone.
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